Moodus Bankruptcy & Debt Lawyer, Connecticut, page 4


Michael W. Sheehan

Real Estate, Corporate, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  32 Years

Zisca R. St. Clair

Transportation & Shipping, Collection, Products Liability, Legal Malpractice
Status:  In Good Standing           Licensed:  21 Years

Coleman H. Casey

Litigation, Bankruptcy, Business & Trade, Securities
Status:  In Good Standing           

Myles H Alderman

Real Estate, Arbitration, Lawsuit & Dispute, DUI-DWI, Bankruptcy
Status:  In Good Standing           
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Stephen P. Sztaba

Divorce, Elder Law, Bankruptcy, Personal Injury
Status:  In Good Standing           

Raymond Lawrence Baribeault

Real Estate, Child Custody, Bankruptcy, Accident & Injury
Status:  In Good Standing           Licensed:  32 Years

Steven D. Bartelstone

Corporate, Business, Reorganization
Status:  In Good Standing           

John Serrano

Social Security, Workers' Compensation, Credit & Debt, Medical Malpractice, Car Accident
Status:  In Good Standing           

Kenneth A. Leary

Child Support, Contract, Business Organization, Collection
Status:  In Good Standing           Licensed:  51 Years

Zenas Zelotes

Mediation, Bankruptcy, Divorce, Family Law
Status:  In Good Standing           

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT FILE

See credit report.

FCRA

See Fair Credit Reporting Act.