Waterbury Bankruptcy & Debt Lawyer, Connecticut

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Jefferson Hanna, III
About | Practice Areas
Jefferson Hanna Law Bankruptcy Attorney
484 Main St Suite 23 Middletown, CT 06457» view map
Bankruptcy & Debt
Financial Stability Is Within Reach

Whether you're facing seemingly insurmountable debt or a possible foreclosure, allow our attorney to take the lead and seek solutions for you.

860-347-4741
1. Jefferson Hanna, III Middletown, CT
  Attorney at Law - CT, 1983
  Western New England University J.D.
2. AboutJefferson Hanna Law Bankruptcy Attorney
  Financial Stability Is Within Reach
3. Practice AreasExpertise
  Bankruptcy & Debt
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Misty Simmons

Divorce, Landlord-Tenant, Child Support, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

140 Farmington Avenue, Bristol, CT 06010

Eugene S Melchionne

Foreclosure, Workout, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

27 First Avenue, Waterbury, CT 06710

Richard O. LaBrecque

Business Organization, Commercial Banks, Administrative Law, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

86 Buckingham Street, Waterbury, CT 06710

Philip H. Monagan

Administrative Law, Collection, Election & Political, Foreclosure

Status: In Good Standing

CONTACT

61 Holmes Ave, Waterbury, CT 06722

William Hamzy

Real Estate, Credit & Debt, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

140 Farmington Ave., Bristol, CT 06010

Frederick A Dlugokecki

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

175 Church St, Naugatuck, CT 06770

Jennifer Larese

Foreclosure, Real Estate, International Tax, Bankruptcy

Status: In Good Standing

CONTACT

33 Bullet Hill Rd, Southbury, CT 06488

William A. Hamzy

Landlord-Tenant, Real Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

140 Farmington Ave, Bristol, CT 06010

Margaret C Hollon

Real Estate, Family Law, Contract, Credit & Debt

Status: Inactive Licensed: 35 Years

CONTACT

108 Main St South, Woodbury, CT 06798

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Waterbury Bankruptcy & Debt Lawyer, Connecticut

Sponsored Law Firm

Jefferson Hanna Law Bankruptcy Attorney

SPONSORED LAWYERS

Misty Simmons

Eugene S Melchionne

Richard O. LaBrecque

Philip H. Monagan

William Hamzy

Frederick A Dlugokecki

Jennifer Larese

William A. Hamzy

Margaret C Hollon

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LEGAL TERMS

GRACE PERIOD

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CHAPTER 13 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

PRIORITY DEBT

ACCORD AND SATISFACTION

MEETING OF CREDITORS

FRATERNAL BENEFIT SOCIETY BENEFITS

PRESUMED ABUSE

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