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Michael Paul Berman Lawyer

Michael Paul Berman

VERIFIED
Lawsuit & Dispute, Litigation, Bankruptcy & Debt, Business

Michael P. Berman is a founding partner of Berman and Sable. His practice emphasizes commercial and construction litigation which encompasses liti... (more)

David Samuel Seidman Lawyer

David Samuel Seidman

VERIFIED
Accident & Injury, Personal Injury, Medical Malpractice, Real Estate, Bankruptcy & Debt

"America's Top 100 Personal Injury Attorneys" Attorney David Seidman has been in private practice since 1988. Attorney Seidman received his Juri... (more)

Scott A Garver Lawyer

Scott A Garver

VERIFIED
Divorce & Family Law, Criminal, Bankruptcy & Debt

I know I can use my talents to help you. Call me and I’ll help you to understand that my law office is about helping people. I promise you will lear... (more)

Eric L Foster Lawyer

Eric L Foster

VERIFIED
Bankruptcy & Debt, Business, Employment, Lawsuit & Dispute, Foreclosure
We handle consumer rights and business law matters including consumer foreclosure and debt defense.

Mr. Foster's engages in a broad legal practice that includes family law, debtor and credit representation and commercial litigation. More recently, h... (more)

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David Gregg Volman Lawyer

David Gregg Volman

VERIFIED
Family Law, Bankruptcy, Real Estate, Personal Injury, Criminal

In 1987, I joined the law firm of Kleban & Samor in Southport, Connecticut as an associate. In 1989, I joined the law firm of Yudkin & Young in Shelto... (more)

Mark O. Grater Lawyer

Mark O. Grater

VERIFIED
Bankruptcy, Accident & Injury, Criminal, Workers' Compensation, Wills & Probate

Attorney Mark O. Grater has more than 25 years BANKRUPTCY* experience. This is the single most important factor in choosing a bankruptcy attorney. A... (more)

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Jonathan R. Chappell

Construction, Constitutional Law, Insurance, Collection
Status:  In Good Standing           

Zisca R. St. Clair

Transportation & Shipping, Collection, Products Liability, Legal Malpractice
Status:  In Good Standing           

Harvey Hoberman

Corporate, Business Organization, Banking & Finance, Bankruptcy
Status:  In Good Standing           

Sandra L. Kelsey

Bankruptcy, Corporate, Credit & Debt, Estate Planning
Status:  In Good Standing           

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.