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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Kevin J. Wistrom

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Real Estate, Accident & Injury, Bankruptcy & Debt, Estate, Government

Wistrom Law is concentrated in Real Estate law with emphasis on Accident & Injury, Bankruptcy & Debt, Estate, Government and Medical Marijuana. He has... (more)

FREE CONSULTATION

CONTACT

800-805-1630

1 East Apple Avenue, Muskegon, MI 49442

Martin M. Holmes

Real Estate, Litigation, Estate, White Collar Crime, Bankruptcy & Debt

Status: In Good Standing

CONTACT

318 Center St, Muskegon, MI 49445

David W. Garrett

Foreclosure, Employment Discrimination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1732 Lakeshore Dr, Muskegon, MI 49441

Julianna Marie Hyatt-Wierzbicki

Divorce, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

900 3Rd St, Muskegon, MI 49440

William B. Groom

Litigation, Employee Rights, Business, Credit & Debt

Status: In Good Standing

CONTACT

281 Seminole Rd, Muskegon, MI 49444

Daniel Luke Short

Juvenile Law, Medical Products & Devices, Family Law, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

990 Terrace St, Muskegon, MI 49442

Renee C. Walsh

Trademark, Copyright, Elder Law, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

3325 Fenner Rd, Muskegon, MI 49445

Visishta Boeringa

Dispute Resolution, Deportation, Divorce, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

990 Terrace Ave, Muskegon, MI 49442

Paula F. Butler

Collection, Veterans' Affairs

Status: In Good Standing Licensed: 33 Years

CONTACT

1326 Dudley Ave, Muskegon, MI 49442

Louis R. Lint

Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

1450 Forest Park Rd, Muskegon, MI 49441

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Muskegon Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kevin J. Wistrom

Martin M. Holmes

David W. Garrett

Julianna Marie Hyatt-Wierzbicki

William B. Groom

Daniel Luke Short

Renee C. Walsh

Visishta Boeringa

Paula F. Butler

Louis R. Lint

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LEGAL TERMS

BANKRUPTCY

CURRENT MONTHLY INCOME

DISPOSABLE INCOME

LIQUIDATING PARTNER

CHAPTER 13 PLAN

DEBT COLLECTOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

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