Nashville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael G. Curry

Commercial Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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715 S. 42nd Street, Mount Vernon, IL 62864

Terrell Lee Sharp

Banking & Finance, Bankruptcy, Corporate, Collection

Status: In Good Standing

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1115 Harrison, Mount Vernon, IL 62864

Mandy L. Combs

Bankruptcy, Credit & Debt, Estate Planning, Foreclosure

Status: In Good Standing

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1115 Harrison, Mount Vernon, IL 62864

Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status: In Good Standing

FREE CONSULTATION

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1002 East Wesley Drive, O Fallon, IL 62269

Douglas C. Gruenke

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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1002 East Wesley Drive, O Fallon, IL 62269

Susan F. Grammer

Bankruptcy, Criminal, DUI-DWI, Traffic

Status: In Good Standing

FREE CONSULTATION

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2 Terminal Dr., East Alton, IL 62024

John M. Delaney

Farms, Child Support, Criminal, Bankruptcy

Status: In Good Standing

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346 West Saint Louis Avenue, East Alton, IL 62024

Michael Edward Reed

Lawsuit & Dispute, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

310 South Elm St, Centralia, IL 62801

Jack S. Parker

Accident & Injury, Bankruptcy, Divorce & Family Law

Status: In Good Standing Licensed: 53 Years

CONTACT

7 Woods Lane, Centralia, IL 62801

Carla J. Ehlers

Real Estate, Estate, Divorce & Family Law, Transactions, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

825 New Baldwin Road, New Athens, IL 62264

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Nashville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael G. Curry

Terrell Lee Sharp

Mandy L. Combs

Harold G. Belsheim

Douglas C. Gruenke

Susan F. Grammer

John M. Delaney

Michael Edward Reed

Jack S. Parker

Carla J. Ehlers

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LEGAL TERMS

COLLATERAL

FAIR CREDIT BILLING ACT (FCBA)

REPOSSESSION

BANKRUPTCY TRUSTEE

SECRET WARRANTY PROGRAM

TRADE NAME

CREDITOR

DISPOSABLE INCOME

LIEN

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