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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Tammara S. Bloom

Collaborative Law, Alimony & Spousal Support, Child Support, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

30 Union Ave, Campbell, CA 95008

Caralisa Pollard Hughes

Mediation, International, Family Law, Collection

Status: In Good Standing Licensed: 56 Years

CONTACT

2542 S Bascom Ave, Campbell, CA 95008

Allison Amy Krumhorn

Commercial Real Estate, Motor Vehicle, Credit & Debt, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

2021 The Alameda, Alviso, CA 95126

Bob Camors

Contract, Collection, Malpractice, Identity Theft

Status: In Good Standing

CONTACT

50 West San Fernando Street, San Jose, CA 95113

Ronald Wilcox

Commercial Real Estate, Motor Vehicle, Collection, Bankruptcy

Status: In Good Standing

CONTACT

2021 The Alameda, Alviso, CA 95126

Peter John Iannuzzi

Business, Collection, Bankruptcy

Status: In Good Standing

CONTACT

75 E. Santa Clara Street, San Jose, CA 95113

Ryan Martin Penhallegon

Litigation, Business & Trade, Credit & Debt, Collection

Status: In Good Standing

CONTACT

1754 Technology Dr, San Jose, CA 95110

Creighton Mendivil

Mediation, Divorce, Elder Law, Collection

Status: In Good Standing

CONTACT

314 Capitola Avenue, Capitola, CA 95010

Angel L. Hess

Real Estate Other, Wills & Probate, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

133 Mission Street, Santa Cruz, CA 95060

Robert C Kim

Federal, Employment Discrimination, Corporate, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

180 Westgate Dr, Watsonville, CA 95076

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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New Almaden Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Tammara S. Bloom

Caralisa Pollard Hughes

Allison Amy Krumhorn

Bob Camors

Ronald Wilcox

Peter John Iannuzzi

Ryan Martin Penhallegon

Creighton Mendivil

Angel L. Hess

Robert C Kim

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

C CORPORATION

GRACE PERIOD

CURRENT MONTHLY INCOME

MEANS TEST

WORKOUT

BANKRUPTCY

ABUSE

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