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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alan L. Sykes

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

1030 S Main St, Rice Lake, WI 54868

Peter Frank Kartje

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

1620 Willow Creak Pkwy, Chippewa Falls, WI 54729

Ardis A. Cray

Criminal, Family Law, Estate Planning, Bankruptcy

Status: Inactive Licensed: 44 Years

CONTACT

12259 65Th Ave, Chippewa Falls, WI 54729

Lawrence J. Broeren

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

711 N Bridge St, Chippewa Falls, WI 54729

Sarah E. Brown-Jager

Lawsuit & Dispute, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

411 N Bridge St, Chippewa Falls, WI 54729

Robert A. Ferg

Motor Vehicle, Estate, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

411 N Bridge St, Chippewa Falls, WI 54729

Janet M. McDonough

Bankruptcy & Debt, Divorce & Family Law, Estate

Status: In Good Standing Licensed: 25 Years

CONTACT

103 North Bridge Street, Chippewa Falls, WI 54729

Bradford J. Colbert

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

119 1/2 N Bridge St, Chippewa Falls, WI 54729

Michael Quinn Tidey

Bankruptcy & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

5101 Menard Dr, Eau Claire, WI 54703

Alex Russell Meyers

Corporate, Federal Appellate Practice, Commercial Bankruptcy, Criminal

Status: In Good Standing Licensed: 9 Years

CONTACT

5101 Menard Drive, Eau Claire, WI 54703

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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New Auburn Bankruptcy & Debt Lawyer, Wisconsin

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Alan L. Sykes

Peter Frank Kartje

Ardis A. Cray

Lawrence J. Broeren

Sarah E. Brown-Jager

Robert A. Ferg

Janet M. McDonough

Bradford J. Colbert

Michael Quinn Tidey

Alex Russell Meyers

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LEGAL TERMS

WORKOUT

REDEMPTION

SETOFF

IRS EXPENSES

COLLECTION AGENCY

UNDUE HARDSHIP

CURRENT MONTHLY INCOME

NUISANCE FEES

CREDIT BUREAU

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