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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kristine L. Dicke

Bankruptcy, Welfare, Dispute Resolution, Family Law, Criminal

Status: In Good Standing Licensed: 37 Years

CONTACT

407 14Th St Nw, Rochester, MN 55903

Karl Kruger

Estate Planning, Bankruptcy, Welfare, Family Law, Criminal

Status: In Good Standing

CONTACT

9 First St Nw, Rochester, MN 55901

Brian James Ellsworth

Litigation, Consumer Bankruptcy, Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

302 Elton Hills Drive, Rochester, MN 55902

John Charles Beatty

Commercial Real Estate, Litigation, Business & Trade, Collection, Wrongful Death

Status: In Good Standing Licensed: 20 Years

CONTACT

30 3rd Street SE, Rochester, MN 55904

Jeffery Adam Mintz

Litigation, Corporate, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

3257 19th St Nw, Rochester, MN 55901

Paul W Bucher

Business, Real Estate, Bankruptcy, Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

30 3rd Street SE, Rochester, MN 55904

Christopher David Nelson

Bankruptcy & Debt, Business & Trade, Litigation

Status: In Good Standing Licensed: 17 Years

CONTACT

30 3rd Street Se, Rochester, MN 55904

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLATERAL

Property that guarantees payment of a secured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCBA

See Fair Credit Billing Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Oronoco Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Kristine L. Dicke

Karl Kruger

Brian James Ellsworth

John Charles Beatty

Jeffery Adam Mintz

Paul W Bucher

Christopher David Nelson

TIPS

LEGAL TERMS

INTEREST

UNSECURED DEBT

IRS EXPENSES

COLLATERAL

LIABILITY

GUARANTOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FCBA

ADMINISTRATIVE EXPENSES

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