Oviedo Reorganization Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jim N. Turner

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Bankruptcy & Debt, Bankruptcy Litigation, Credit & Debt, Foreclosure

As a law firm providing experienced Attorney - Lawyer legal services, assisting Orlando and Central Florida residents with Employment Law, Contract Re... (more)

FREE CONSULTATION

CONTACT

800-796-2851

3670 Maguire Boulevard, Orlando, FL 32803

Ronda D. Westfall

Domestic Violence & Neglect, Alimony & Spousal Support, Divorce, Dissolution

Status: In Good Standing

CONTACT

Orlando, FL 32814

Edward A. Storey

Family Law, Bankruptcy, Business Organization, Dispute Resolution

Status: In Good Standing

CONTACT

212 Pasadena Place, Orlando, FL 32803

Lynn J. Hinson

Banking & Finance, Bankruptcy, Corporate, Litigation

Status: In Good Standing

CONTACT

800 North Magnolia Avenue, Orlando, FL 32803

Randall Warren Hanson

Accident & Injury, Employment, Bankruptcy & Debt, Immigration, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

313 South Central Ave, Oviedo, FL 32765

Timothy Allen Moran

Public Interest Law, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

1750 W Broadway St, Oviedo, FL 32765

Jeffrey Lawrence Kaplan

Federal Appellate Practice, Trusts, Corporate, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

130 Remington Dr, Oviedo, FL 32765

Grace Anne Glavin

Civil Rights, Estate Planning, Adoption, Bankruptcy, Construction

Status: In Good Standing Licensed: 47 Years

CONTACT

1511 E State Road, Casselberry, FL 32708

Randy Ellis Hillman

Bankruptcy, Child Support, Contract, Criminal

Status: In Good Standing Licensed: 45 Years

CONTACT

1073 Willa Springs Dr, Winter Springs, FL 32708

Marilyn Joy Hochman

Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

3208 W State Road 426, Oviedo, FL 32765

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Oviedo Reorganization Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jim N. Turner

Ronda D. Westfall

Edward A. Storey

Lynn J. Hinson

Randall Warren Hanson

Timothy Allen Moran

Jeffrey Lawrence Kaplan

Grace Anne Glavin

Randy Ellis Hillman

Marilyn Joy Hochman

TIPS

LEGAL TERMS

UNDUE HARDSHIP

LIMITED LIABILITY

NUISANCE FEES

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

BULK SALES LAW

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FCRA

CREDIT REPORT

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