Mr. Bosin is a graduate of Rutgers College and Rutgers Law School, and holds a Masters Degree in Corporate Law from New York University School of Law. He was a Trial Attorney for the U.S. Securities & Exchange Commission in the New York Regional Office, and an associate at Carpenter Bennett & Morrissey in Newark, New Jersey. He was also Associate General Counsel of the Curtiss-Wright Corporation, a New York Stock Exchange listed company, where he was primarily responsible for employment and corporate matters.As an undergraduate he attended Rutgers College on an academic scholarship and was a Dean's List student and President of the Senior Class. Mr. Bosin also won a state championship in debating. At law school he was a member of the International Law Moot Court Team, and Research Assistant to Professor Ruth B. Ginsburg, now of the United States Supreme Court.He is admitted to practice in the states of New Jersey, New York and California and the United States District Court for District of New Jersey, and the Southern & Eastern Districts of New York. Mr. Bosin is also admitted to practice law in the Courts of Appeal in the Second and Third Circuits. He is a member of the Labor and Employment Section of the Bergen County Bar Association, and the National Employment Lawyers Association. Mr. Bosin is also a member of the Federal Bar Association.  In May 2008 he became a member of the Board of Directors of the New Jersey Chapter of the National Employment Lawyers Association.

Robert L. Garibaldi, Jr. earned his Juris Doctor degree from Pace University Law School after graduating with honors in accounting from Saint Peter’s University with a Bachelor of Science degree. With over 30 years of expertise, Mr. Garibaldi specializes in corporate and transactional law, civil litigation, municipal law, commercial and residential real estate, estate planning, probate, and banking law. For 25 years, he served as the attorney for the Borough of Glen Rock in Bergen County, managing all aspects of municipal law. His legal practice focuses on business and corporate law, municipal law, litigation, wills and estates, and real estate. Mr. Garibaldi’s accounting background has enabled him to assist clients in preparing for their futures through effective estate planning. He also brings extensive experience in banking law, having served as Chairman of the Board, acting President, and CEO of Hamilton Savings Bank. Mr. Garibaldi is a member of the New Jersey Bar Association, the American Bar Association, and the New Jersey Institute of Municipal Attorneys. In addition to his legal career, Mr. Garibaldi spent several years in public service. He was the Vice-Chairman of the Fee Arbitration Committee for Bergen County and served for eight years on the Kinnelon Board of Education. He is also a founding member of the Kinnelon Education Foundation.

Thomas Loikith is Of Counsel in Harwood Lloyd’s Commercial Department, concentrating his practice in financial services law, commercial transactions, real estate, and business law. Mr. Loikith has extensive experience in representing financial services clients, representing lenders and borrowers in commercial asset-based and real estate loan transactions, and forming and counseling small businesses. Mr. Loikith received his B.A. in Political Science, Summa Cum Laude, from Montclair State College in 1975. He received his J.D., with Honors, from Rutgers School of Law-Newark in 1978. Mr. Loikith was Law Secretary to Hon. Peter Ciolino, Judge, Superior Court of New Jersey, Chancery Division, Passaic County for the 1978-1979 Term. Mr. Loikith has been named by New Jersey Super Lawyers® magazine as one of the top attorneys in New Jersey for 2019. The selections for this list are made by the research team at Super Lawyers, which is a service of the Thomson Reuters, Legal division based in Egan, MN. Each year, the research team at Super Lawyers undertakes a multi-phase selection process that includes a statewide survey of lawyers, independent evaluation of candidates by the attorney-led research staff, a peer review of candidates by practice area, and a good-standing and disciplinary check. The decisions made by Super Lawyers have not been approved by the New Jersey Supreme Court. Mr. Loikith was an adjunct faculty member, teaching principally legal research and writing in the Legal Studies Department of Montclair State University, and the first-year writing program at Seton Hall University School of Law. In recent years, he has spoken at seminars regarding commercial loan documentation, Article 9 of the Uniform Commercial Code, and the New Jersey Revised Uniform Limited Liability Company Act. Mr. Loikith is admitted to practice before the courts of the State of New Jersey (1978), the United States District Court for the District of New Jersey (1978), the United States Court of Appeals for the 3rd Circuit (1981), and the United States Supreme Court (1982). Mr. Loikith is currently President and a Trustee of the Bergen County Bar Association, and Co-Chair of its Banking / Business Law Committee and Corporate Law Committee. He is also a President and a Trustee of the Bergen County Bar Foundation.

Michael J. Brady is a partner in and the Chairman of Harwood Lloyd’s Commercial Department. He received his B.A. in History and English from Ithaca College in 1978. He received his J.D. from New York Law School in 1982. Since he started practicing law in New York City in 1982, Mr. Brady has counseled business clients in all areas of commercial law including business planning and organization, financing, leasing and mergers and acquisitions. Mr. Brady has extensive experience in all aspects of commercial real estate ranging from sales and acquisitions to § 1031 exchanges. Mr. Brady also represents numerous national and local community banks in connection with commercial loan transactions of every nature. Mr. Brady is a founding Trustee of “It’s a Wonderful Life”, a 501(c)(3) charitable corporation and a former member of the Board of Directors of “Oasis: A Safe Haven for Women and Children”. Mr. Brady is also a former member of the Board of Directors of Arcola Country Club. Mr. Brady is admitted to practice before the courts of the State of New York (1982), the courts of the State of New Jersey (1985), and the United States District Court for the District of New Jersey (1985). Mr. Brady has been awarded a AV Preeminent Peer Review Rating by Martindale-Hubbell. Mr. Brady is a member of the American Bar Association, the Bergen County Bar Association, the New York State Bar Association, and the New York County Lawyers Association.

Richard W. LeBlancq is a partner in Harwood Lloyd’s Commercial Department concentrating in acquisitions and dispositions of commercial real estate, commercial leasing, real estate lending, workouts, closely-held businesses, land use and development, and real estate tax appeals. Mr. LeBlancq has been with Harwood Lloyd since 1984. Mr. LeBlancq received his B.A. in American Studies from the University of Notre Dame in 1973. He received his J.D. from Seton Law School in 1981. Mr. LeBlancq was appointed by the New Jersey Supreme Court to serve on the Bergen County District IIB Fee Arbitration Committee, and served as the Chairman of Bergen County District IIB Fee Arbitration Committee. He is a member of the Board of Trustees of the Allendale Sports Alliance. He served as counsel to the Northeast Jersey Bankers Association from 1990-1999. Mr. LeBlancq is admitted to practice before the courts of the State of New Jersey (1982) and the United States District Court for the District of New Jersey (1982). Mr. LeBlancq is a member of the Hudson-Bergen Inn of Transactional Counsel. Mr. LeBlancq is a member of the Bergen County Bar Association.

Mr. Albert has been dedicated to representing clients in premises liability, automobile, trucking, workplace accident, property damage, and wrongful death cases in New York and New Jersey. Many cases have involved Fortune 500 and large municipal clients. His career has also included serving as Managing Attorney at a busy New Jersey law firm, as well as a Partner at a well respected New York defense firm. In that capacity, aside from handling a large book of cases and the firm’s appeals, he was privileged to serve as a trial mentor, and the in-house Legal Education director and instructor. He has also served as Senior Insurance Defense Counsel in complicated construction accidents featuring catastrophic injuries, complex commercial construction defect cases, contractual indemnification claims, and scaffold/ladder Labor Law cases. Secondary experience has included medical and pharmaceutical malpractice, employment law, workers compensation, and criminal defense. Mr. Albert has served as second and first chair on multiple jury trials, featured in the New Jersey Law Journal. Mr. Albert has argued and won numerous appeals.

Kevin J. Conyngham is a partner in Harwood Lloyd’s General Litigation and Insurance Litigation Departments. Mr. Conyngham’s primary areas of practice are Insurance Coverage litigation, Construction Defect Litigation, and Personal Injury Litigation. Mr. Conyngham received his B.A. in Economics from Fordham University in 1987. He received his J.D. from New York Law School in 1991. He has been a trial attorney in New Jersey for over 30 years. He was a partner at Zimmerer, Murray, Conyngham and Kunzier before joining Harwood Lloyd as a Partner in 2023. Mr. Conyngham is admitted to practice before the courts of the State of New Jersey, the U.S. District Court and the U.S. Supreme Court. He has successfully argued over 20 cases before the New Jersey Appellate Division and the New Jersey Supreme Court, including the reported decision of Parks v. Rogers 176 N.J. 491 (2003). Mr. Conyngham has been named by the New Jersey Super Lawyers® Magazine for general litigation for 2023 and 2024. The selections for this list are made by the research team at Super Lawyers, which is a service of the Thomson Reuters Legal Division based in Eagan, MN. Each year, the research team at Super Lawyers undertakes a multi-phase selection process that includes a statewide survey of lawyers, independent evaluation of candidates by the attorney-led research staff, a peer review of candidates by practice area, and a good-standing and disciplinary check. The decisions made by Super Lawyers have not been approved by the New Jersey Supreme Court. Mr. Conyngham is a graduate of The Justice Morris Pashman American Inn of Court.

André obtained his Juris Doctor in 2008 from Fordham Law School., and joined the firm in 2025. His extensive litigation experience includes the representation of insurance companies and their insureds, municipalities, lending institutions, cooperative and condominium boards, property management companies, and private clients, among others. André is admitted to practice in New York at both the state and federal levels.

William DeVito is a Partner at Harwood Lloyd. Prior to joining Harwood LLoyd, he was a Staff Counsel Attorney for AIG from 2000 to July of 2024, including serving as co-attorney of record in New York and attorney of record in Connecticut from 2017 through July of 2024. Mr. Devito worked at another prominent defense firm briefly at the end of 2024, handling high exposure cases for Liberty Mutual and Progressive Insurance before joining Harwood Lloyd. Shortly, after joining AIG Staff Counsel in 2000 he was promoted to Senior Trial Attorney and became the dedicated handling attorney for a major municipal contractor and several City agencies. From 2006 to 2008 he managed bad-faith litigation throughout the country for AIG’s personal lines unit. He has handled automobile, premises, construction UM/UIM and general liability cases. He was also dedicated to training Claims Professionals and his staff counsel lawyers as well as, presenting programs for the NY Defense Association and National Business Institute. He has presented courses on defending Traumatic Brain Injury claims, Legal Ethics, Premises and Liability, Lifecare plans and the NY Administrative Code as it applies to trip and fall cases. Prior to working at AIG, he served as a Law clerk for the Superior Court of Connecticut for one year and then began his litigation experience working for a prominent plaintiff firm in NYC for two years. In 1996, he joined Geico’s Staff Counsel team in New York where he led and affirmative motion unit and then was promoted to trial attorney and exclusively handled trials in Kings County from 1998 to 2000.

Carmel J. Decker is a Partner with Harwood Lloyd, practicing in its Insurance Defense Litigation and Commercial Litigation Departments. Ms. Decker concentrates her practice in employment law, civil rights violations, construction law, corporate and contract law and insurance law. Ms. Decker’s employment law practice includes complex litigation in state and federal courts involving wrongful termination, sexual harassment/hostile work environment, discrimination, retaliation, breach of contract, corporate and business law, common-law claims, ERISA, CEPA, the New Jersey Law against Discrimination, the Americans with Disabilities Act, the Age Discrimination in Employment Act, hiring practices, restrictive covenants, employee handbooks and workplace torts. Ms. Decker represents companies, public entities and public employees in matters involving civil rights violations, negligence and police conduct. Ms. Decker also handles matters involving directors’ and officers’ liability, particularly employment and civil rights disputes. Ms. Decker lectures on employment matters including sexual harassment/hostile work environment discrimination, hiring practices and litigation of employment issues. Ms. Decker drafts employee handbooks, counsels clients on risk management and regulatory compliance and provides preventive counseling to employers on employment issues. Ms. Decker also appears in matters before the New Jersey Division on Civil Rights and the Equal Employment Opportunity Commission. Ms. Decker’s construction law practice includes complex multi-party litigation involving claims of construction defect, professional liability of architects and engineers and construction site accidents. As part of her construction defect practice, Ms. Decker handles matters involving claims of deficiencies in construction and design, latent construction defects, building code violations, breach of contract and insurance. Ms. Decker’s construction law practice encompasses matters arising on public, private, commercial and residential projects. Ms. Decker received her B.S., cum laude, in Business Administration from Montclair State College in 1978 and her J.D. from Seton Hall University School of Law in 1981. Ms. Decker is admitted to practice before the courts of the State of New Jersey (1982), the United States District Court for the District of New Jersey (1982) and the courts of the State of New York (1989). Ms. Decker is a member of the Federal Bar Association, the Bergen County Bar Association and the Professional Liability Underwriting Society.