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... In November 2005, SunTrust withdrew $1,899 from the Gilchrists' checking account to
offset part of the delinquent equity-line-of-credit debt. ... In the spring of 2005, SunTrust began
collection efforts on the delinquent equity-line-of-credit debt. ...
... Endert's notes indicate that, after that incident, the child displayed increasingly aggressive
behavior, began eating like an animal, began scratching at MH, and ... The mother also testified
that the child would bite or scratch herself and take her feces and "smear it all over the room.". ...
... And possibly, it might have even hit the metal across the top of the car, because I'm a tall lady,
you know. But I did have a head injury. In fact, I almost lost consciousness.". Following the accident,
Phillips's grandson was called to the scene, and he took her to the hospital. ...