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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Jeffrey Neil Wilens

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Landlord-Tenant, Consumer Rights, Wrongful Termination, Credit & Debt

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of w... (more)

FREE CONSULTATION

CONTACT

800-964-0820

18340 Yorba Linda Blvd., Yorba Linda, CA 92886

Andrei Armas

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Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

FREE CONSULTATION

CONTACT

800-675-3790

1712 West Beverly Blvd, Montebello, CA 90640

Martha A. Warriner

Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

3880 Lemon Street, Riverside, CA 92501

Winfield S. Payne

Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

4308 Lime Street, Riverside, CA 92501

Sergio A. Rodriguez

Business Organization, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

225 South Lake Avenue, Pasadena, CA 91101

Matthew W. Goldsby

Elder Law, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

909 East Green Street, Pasadena, CA 91106

A. Edward Briseno

Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

523 West 6th Street, Los Angeles, CA 90014

Teresa Lynn Morrell

Land Use & Zoning, Family Law, Corporate, Credit & Debt

Status: Inactive

CONTACT

Claremont, CA 91711

William Nicholas Blasser

Mass Torts, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

445 West Foothill blvd, Claremont, CA 91711

Ramiro Flores Munoz

Commercial Real Estate, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

415 W Foothill Blvd, Claremont, CA 91711

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Phelan Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Jeffrey Neil Wilens

Andrei Armas

Martha A. Warriner

Winfield S. Payne

Sergio A. Rodriguez

Matthew W. Goldsby

A. Edward Briseno

Teresa Lynn Morrell

William Nicholas Blasser

Ramiro Flores Munoz

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

REDEMPTION

REAFFIRMATION

CREDITOR

CREDIT INSURANCE

FDCPA

PREFERENCE

LOSS DAMAGE WAIVER (LDW)

CHAPTER 13 PLAN

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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