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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Jacob Joseph Sadler

Employee Rights, Child Support, Reinsurance, Credit & Debt, Lawsuit & Dispute

Status: Licensed: 22 Years

CONTACT

507 Plymouth Ave Ne, Grand Rapids, MI 49505

Charles B. Covello

Civil Rights, Bankruptcy & Debt, Car Accident

Status: Licensed: 38 Years

CONTACT

1515 Michigan St Ne, Grand Rapids, MI 49503

Jeffrey Raymond Portko

Motor Vehicle, Wrongful Termination, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status:

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1430 Michigan St Ne, Grand Rapids, MI 49503

Bryan Reeder

Trusts, Family Law, Administrative Law, Bankruptcy

Status:

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124 Fulton St E, Grand Rapids, MI 49503

Christian G. Krupp

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

161 Ottawa Ave Nw, Grand Rapids, MI 49503

Timothy L. Taylor

Wills & Probate, Employment Discrimination, Insurance, Bankruptcy, Medical Malpractice

Status:

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990 Monroe Ave Nw, Grand Rapids, MI 49503

William Reid Morris

Trademark, Copyright, Intellectual Property, Collection

Status:

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625 Kenmoor Ave Se, Grand Rapids, MI 49546

Douglas A. Donnell

Lawsuit, Immigration, Environmental Law, Business, Credit & Debt

Status: Licensed: 43 Years

CONTACT

900 Monroe Nw, Grand Rapids, MI 49503

Robert E. Lee Wright

Contract, Bankruptcy, Wrongful Death, Employee Rights

Status: Licensed: 44 Years

CONTACT

25 Division Ave S, Grand Rapids, MI 49503

Denise D. Twinney

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

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CONTACT

300 Ottawa Ave Nw, Grand Rapids, MI 49503

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Plainfield Bankruptcy & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jacob Joseph Sadler

Charles B. Covello

Jeffrey Raymond Portko

Bryan Reeder

Christian G. Krupp

Timothy L. Taylor

William Reid Morris

Douglas A. Donnell

Robert E. Lee Wright

Denise D. Twinney

TIPS

LEGAL TERMS

FCBA

LOSS DAMAGE WAIVER (LDW)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ABUSE

401(K) PLAN

LIABILITY

GUARANTEED RESERVATION

FAIR LABOR STANDARDS ACT (FLSA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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