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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Troy Green

Credit & Debt, Bankruptcy, Bankruptcy & Debt

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CONTACT

2290 E. Hill Rd., Grand Blanc, MI 48439

Justin Robert Babbitt

Social Security, Family Law, Elder Law, Credit & Debt

Status: Licensed: 11 Years

CONTACT

2310 Jolly Oak Rd, Okemos, MI 48864

Jessica R. Maas

Landlord-Tenant, Family Law, Elder Law, Credit & Debt

Status: Licensed: 12 Years

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3490 Belle Chase Way, Lansing, MI 48911

Wesley E. Harper

Divorce, Elder Law, Contract, Credit & Debt

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2109 Hamilton Rd, Okemos, MI 48864

Barnet George Levine

Foreclosure, Family Law, Contract, Credit & Debt

Status: Licensed: 11 Years

CONTACT

5454 Jessalee Cir, East Lansing, MI 48823

Lauren Alina Elster

Contract, Credit & Debt, Personal Injury

Status: Licensed: 11 Years

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4121 Okemos Rd, Okemos, MI 48864

Andrew J. Gerdes

Real Estate, Business, Credit & Debt, Collection

Status: Licensed: 33 Years

CONTACT

416 N Homer St, Lansing, MI 48912

Daniel J. Hude

Landlord-Tenant, Litigation, Banking & Finance, Credit & Debt

Status: Licensed: 16 Years

CONTACT

Lansing, MI 48909

Katharine M. Hude

Landlord-Tenant, Entertainment, Contract, Credit & Debt

Status: Licensed: 16 Years

CONTACT

824 N Capitol Ave, Lansing, MI 48906

Timothy P. Macdonald

Elder Law, Insurance, Credit & Debt, Wrongful Death

Status: Licensed: 31 Years

CONTACT

Howell, MI 48844

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FCRA

See Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Pleasant Lake Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Troy Green

Justin Robert Babbitt

Jessica R. Maas

Wesley E. Harper

Barnet George Levine

Lauren Alina Elster

Andrew J. Gerdes

Daniel J. Hude

Katharine M. Hude

Timothy P. Macdonald

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

MEANS TEST

REDEMPTION

ACCORD AND SATISFACTION

FCRA

GRACE PERIOD

CURRENT MONTHLY INCOME

CREDIT INSURANCE

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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