Polk County, FL Reorganization Lawyers

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Robert Harrison Van Hart Lawyer

Robert Harrison Van Hart

VERIFIED
Personal Injury, Divorce & Family Law, Criminal, Wills & Probate, Construction Contracts

Cooperation and full understanding produce the best results. I look forward to helping you resolve your issues or achieve your objectives.

Denise Rayna Tessier Lawyer

Denise Rayna Tessier

VERIFIED
Estate, Estate Planning, Trusts, Wills & Probate, Medicare & Medicaid

Denise Tessier has been a lawyer for over 25 years, admitted in Massachusetts and Connecticut. For many years, Denise served diligently as in-house co... (more)

Michael Neal Dicks Lawyer

Michael Neal Dicks

VERIFIED
Criminal, Divorce & Family Law, Accident & Injury

Michael was born and raised in Florida. He spent much of his youth working in orange groves and watermelon fields in Central Florida. Michael knows th... (more)

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Harold E. Barker

Litigation, Workers' Compensation, Employment, Personal Injury
Status:  In Good Standing           

FREE CONSULTATION 

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E. Taylor Davidson

Dispute Resolution, Workers' Compensation, Corporate, Personal Injury
Status:  In Good Standing           

FREE CONSULTATION 

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William J. Lobb

Divorce & Family Law, Estate, Criminal, Motor Vehicle, Power of Attorney
Status:  In Good Standing           Licensed:  30 Years

FREE CONSULTATION 

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J. Kemp Brinson

Employment, Employment Discrimination, Sexual Harassment, Employment Contracts
Status:  In Good Standing           Licensed:  20 Years

FREE CONSULTATION 

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Darla Katherine Snead

Divorce & Family Law, Personal Injury, Car Accident, Accident & Injury
Status:  In Good Standing           Licensed:  28 Years

FREE CONSULTATION 

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David Carmichael

Personal Injury, Felony, DUI-DWI, Divorce
Status:  In Good Standing           Licensed:  30 Years

FREE CONSULTATION 

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David C. Dismuke

Motor Vehicle, Employment Contracts, Car Accident, Accident & Injury, Mass Torts
Status:  In Good Standing           Licensed:  23 Years

FREE CONSULTATION 

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FDCPA

See Fair Debt Collections & Practices Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLATERAL

Property that guarantees payment of a secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)
Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.