Spencer Golden is an associate at K/S Attorneys at Law who handles legal matters in the area of criminal law, tax controversy, tax planning, business structuring/planning, asset protection, estate planning, probate, bankruptcy, and real estate representing individuals and their businesses.

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 25 years of practice, he has actively litigated cases under almost every aspect of the federal and Florida consumer protection laws. He has acted as lead counsel in the litigation of cases both individually and on a class basis in almost every venue in Florida. He is dedicated to advancing the consumer rights of Americans through both courtroom advocacy and the education of families and individuals concerning consumer protection laws.

Lourdes Ferrer is the Founding Partner of Ferrer Law Group. She provides legal counseling on both transactional and litigation matters related to community association law, consumer protection law, business law, real estate and commercial litigation. Her clients include both homeowner and condominium associations, as well as individual property owners, corporate business entities, real estate investors and investment groups. Ms. Ferrer’s practice has an emphasis on community association law, consumer protection & commercial litigation matters. She is well versed in issues surrounding the Condo Act, HOA Act, Florida Deceptive and Unfair Trade Practices Act (FDUTPA), Fair Debt Collection Practices Act (FDCPA), Florida Consumer Credit Protection Act (FCCPA), and the Fair Credit Reporting Act (FCRA), amongst other inter-related consumer protection statutes.