Scott C. Crutchfield is a Principal in GERMER PLLC’s Business section. His practice is primarily concentrated on representing Lenders and Borrowers in connection with HUD-Insured Loan transactions for the construction, refinancing and acquisition of Multifamily and Healthcare facilities under HUD’s various mortgage insurance programs, as well as property acquisitions and assumption of HUD-insured loans (“TPA’s”). Scott’s work in this area includes successful closings of numerous affordable transactions that combine HUD-insured financing, Low-Income Housing Tax Credits, Tax-Exempt Bonds and various types of local, state and federal subordinate loan elements. Geographically, approximately one-half to two-thirds of the transactions Scott has closed are through the Southwest Multifamily Region based in Fort Worth, with the remainder being spread across each of the other HUD Multifamily Regions. Additionally, Scott provides services to Borrowers under conventional commercial loan programs, including but not limited to those administered by Freddie Mac, Fannie Mae and USDA. Finally, Scott provides traditional business services to clients, including the sale, purchase or leasing of commercial property, entity formation and general services and advice.

Karen R. Bennett, managing principal with the firm, graduated with a Bachelor of Arts degree in 1988 from the University of Texas at Arlington. She received her Doctor of Jurisprudence degree from Texas Tech University. Karen has handled a docket of personal injury and civil litigation files since the beginning of her practice. She is also the principal in charge of the firm’s Family Law Department. She has litigated cases in the discovery phase and trial of several complex cases including those involving class actions and prescription drugs. She is admitted to practice in the Supreme Court of Texas, Texas state courts, the United States District Court for the Eastern, Northern and Southern Districts of Texas, as well as the United States Court of Appeals for the Fifth Circuit. She is a member of the Texas Association of Defense Counsel, State Bar of Texas, Texas Women Lawyers, Jefferson County Bar Association along with Family Law Section, Eastern District of Texas Bar Association, Defense Research Institute, American Board of Trial Advocates, and Houston Chapter of American Board of Trial Advocates. She also has served on the Board of Directors for the Jefferson County Bar Association and has been a member of the College of the State Bar of Texas and Mickey Mehaffy Inns of Court. She has served on the Board of the Jefferson County Bar Association Auxiliary and is a past President. She has also served on the Board of the Junior League of Beaumont. She was recognized as a “Texas Super Lawyer”, a Thompson Reuters publication, in 2013-2024. Karen has been active in many local volunteer organizations in the community.

As a second generation lawyer, Scott Renick believes strongly in protecting the rights of individuals and the right to trial by jury. Before founding the Renick Law Firm, PLLC, Scott served as a Texas prosecutor and worked at successful law firms focused on fighting for injured people in Texas. Scott focuses his practice on personal injury and insurance disputes. Scott handled hundreds of cases for Texas citizens fighting insurance companies to have their homes repaired the right way from damage caused by Hurricanes Rita and Ike. Scott has served as the President of the Board of Directors for The Garth House, which provides free counseling services to children who are victims of abuse. Scott is a proud member of the Texas Trial Lawyers Association. Scott is admitted to practice in Texas, including the Eastern District of Texas.