Queens County, NY Reorganization Lawyers, page 7

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
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Tanya Hobson-Williams

Accident & Injury, Estate, Real Estate, Business

Status: In Good Standing Licensed: 28 Years

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87-01 Midland Parkway, Jamaica, NY 11432

Zenith T. Taylor

Divorce & Family Law, Estate, Immigration, Real Estate

Status: In Good Standing Licensed: 31 Years

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11835 Queens Boulevard, Forest Hills, NY 11375

Y. Andre Vital

Business, Criminal, Immigration, Real Estate

Status: In Good Standing

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46-28 Vernon Blvd, Long Island City, NY 11101

Austin I. Idehen

Real Estate, Immigration, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 29 Years

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89-31 161St St, Jamaica, NY 11432

Toba Beth Stutz

Divorce & Family Law, Mediation

Status: In Good Standing Licensed: 40 Years

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9050 Parsons Blvd, Jamaica, NY 11432

Michael A. Hammerman

Family Law, Constitutional Law, Child Support, DUI-DWI

Status: In Good Standing Licensed: 53 Years

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11835 Queens Blvd, Forest Hills, NY 11375

Barry H. Block

Real Estate, Landlord-Tenant, Foreclosure, Commercial Real Estate

Status: In Good Standing Licensed: 32 Years

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Alla Roytberg

Alimony & Spousal Support, Child Support, Adoption, Children's Rights

Status: In Good Standing Licensed: 33 Years

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11835 Queens Blvd, Forest Hills, NY 11375

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 34 Years

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10818 Queens Blvd, Forest Hills, NY 11375

Stephan J. Siegel

Ethics, Admiralty & Maritime, Family Law, Criminal

Status: In Good Standing Licensed: 48 Years

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9841 Queens Blvd, Rego Park, NY 11374

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Queens County, NY Reorganization Lawyers, page 7

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Tanya Hobson-Williams

Zenith T. Taylor

Y. Andre Vital

Austin I. Idehen

Toba Beth Stutz

Michael A. Hammerman

Barry H. Block

Alla Roytberg

Nathan Erlich

Stephan J. Siegel

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LEGAL TERMS

COSIGNER

DISCHARGE (OF DEBTS)

TRUTH IN LENDING ACT (TILA)

ACCORD AND SATISFACTION

INTEREST

NO-FAULT INSURANCE

S CORPORATION

HOUSEHOLDER

ABUSE

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