Racine Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Racine Credit & Debt lawyer.
Below are all Racine Bankruptcy & Debt lawyers.

Irving Carson Crow

Elder Law, Corporate, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 50 Years

CONTACT

100 E 2Nd St, Pomeroy, OH 45769

W. Graham Woodyard

Bankruptcy, Family Law, Federal Appellate Practice, Estate

Status: In Good Standing Licensed: 13 Years

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530 2nd Ave, Gallipolis, OH 45631

David Cherrington Evans

Collection, Real Estate, Federal Appellate Practice, Estate

Status: In Good Standing Licensed: 23 Years

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463 2Nd Ave, Gallipolis, OH 45631

Winston Graham Woodyard

Federal Appellate Practice, Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

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414 2Nd Ave, Gallipolis, OH 45631

Ronald Roger Calhoun

Insurance, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing Licensed: 66 Years

CONTACT

444 Second Avenue, Gallipolis, OH 45631

Jenny M. Evans

Federal Appellate Practice, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

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Gallipolis, OH 45631

Jenny Mae Evans

Federal Appellate Practice, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

Gallipolis, OH 45631

Robert Jay Gall

Estate Planning, Estate, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

35 N College St, Athens, OH 45701

Gregg Michael Emrick

Federal Appellate Practice, Estate, Family Law, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

1710 Washington Blvd, Belpre, OH 45714

Jeffrey Tyler Mohrman

Construction, Commercial Bankruptcy, Real Estate

Status: Inactive Licensed: 16 Years

CONTACT

11 Graham Dr., Athens, OH 45701

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FCBA

See Fair Credit Billing Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Racine Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Irving Carson Crow

W. Graham Woodyard

David Cherrington Evans

Winston Graham Woodyard

Ronald Roger Calhoun

Jenny M. Evans

Jenny Mae Evans

Robert Jay Gall

Gregg Michael Emrick

Jeffrey Tyler Mohrman

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

MEANS TEST

INTEREST

LIABILITY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEFINED CONTRIBUTION PLAN

CREDIT COUNSELING

FCBA

FRATERNAL BENEFIT SOCIETY BENEFITS

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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