Richmond County, NY Bankruptcy & Debt Lawyers

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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Adrienne Baranoff

Bankruptcy, Family Law

Status: In Good Standing

CONTACT

1200 South Avenue, Staten Island, NY 10314

George E. McVay

Criminal, Elder Law, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1200 South Avenue, Staten Island, NY 10314

Charles R. Tropp

Bankruptcy, Real Estate

Status: In Good Standing

CONTACT

30 Bay Street, Staten Island, NY 10301

Nina T Marano

Real Estate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

29 Metcalfe Street, Staten Island, NY 10304

Paul Hollender

Bankruptcy, Corporate, Litigation

Status: In Good Standing Licensed: 49 Years

CONTACT

1200 S Ave, Staten Island, NY 10314

Richard Corash

Bankruptcy, Corporate, Business Organization, Criminal

Status: In Good Standing Licensed: 61 Years

CONTACT

1200 South Ave, Staten Island, NY 10314

John Riso

Workers' Compensation, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

1500 Hylan Blvd, Staten Island, NY 10305

Charles Robert Tropp

Corporate, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 57 Years

CONTACT

275 Crafton Ave, Staten Island, NY 10314

Joanne Deborah Olson

Personal Injury, Bankruptcy, Commercial Real Estate, Civil Rights, Medical Malpractice

Status: In Good Standing Licensed: 21 Years

CONTACT

16 Churchill Avenue, Staten Island, NY 10309

Stephanie Sophia Comas

Commercial Real Estate, Commercial Bankruptcy, Business & Trade, Private Schools

Status: In Good Standing Licensed: 20 Years

CONTACT

900 South Ave, Staten Island, NY 10314

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLATERAL

Property that guarantees payment of a secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Richmond County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Adrienne Baranoff

George E. McVay

Charles R. Tropp

Nina T Marano

Paul Hollender

Richard Corash

John Riso

Charles Robert Tropp

Joanne Deborah Olson

Stephanie Sophia Comas

TIPS

LEGAL TERMS

GUARANTOR

COLLATERAL

BULK SALES LAW

DOING BUSINESS AS (DBA)

FAIR CREDIT BILLING ACT (FCBA)

PRIORITY DEBT

BANKRUPTCY TRUSTEE

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

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