Richton Park Reorganization Lawyer, Illinois

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Gary Irwin Walt

Real Estate, Securities, Corporate, Reorganization

Status: In Good Standing

CONTACT

150 South Wacker Drive, Chicago, IL 60606

Gary Walt

Securities, Corporate, Reorganization, Real Estate

Status: In Good Standing

CONTACT

150 South Wacker Drive, Chicago, IL 60606

Bruce C. Scalambrino

Litigation, Corporate, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

One North Lasalle Street, Chicago, IL 60602

Gregory Eugene Spitzer

Sales & Use Tax, Merger & Acquisition, Transactions, Reorganization

Status: In Good Standing Licensed: 36 Years

CONTACT

191 N. Wacker Drive, Chicago, IL 60606

Gregory Spitzer

Sales & Use Tax, Merger & Acquisition, Transactions, Reorganization

Status: In Good Standing Licensed: 36 Years

CONTACT

191 N. Wacker Drive, Chicago, IL 60606

Jay S. Geller

Litigation, Workout, Reorganization, Commercial Bankruptcy

Status: In Good Standing

CONTACT

321 N. Clark Street, Chicago, IL 60654

Brian L. Shaw

Litigation, Corporate, Reorganization, Bankruptcy

Status: In Good Standing

CONTACT

321 North Clark Street, Chicago, IL 60654

Andrea Leigh Johnson Frost

Bankruptcy, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

Three First National Plaza 70 West Madison Street, Chicago, IL 60602

Michael Nathan Fine

Insurance, Life & Health, Cogeneration, Reorganization

Status: In Good Standing Licensed: 19 Years

CONTACT

227 West Monroe Street, Chicago, IL 60606

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Richton Park Reorganization Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Gary Irwin Walt

Gary Walt

Bruce C. Scalambrino

Gregory Eugene Spitzer

Gregory Spitzer

Jay S. Geller

Brian L. Shaw

Andrea Leigh Johnson Frost

Michael Nathan Fine

TIPS

LEGAL TERMS

CREDIT FILE

GARNISHMENT

CURRENT MONTHLY INCOME

BANKRUPTCY TRUSTEE

ACCORD AND SATISFACTION

GUARANTEED RESERVATION

REPOSSESSION

TRUTH IN LENDING ACT (TILA)

CREDIT COUNSELING

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