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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Diana L. Brick

Bankruptcy, Business Organization, Contract, Estate Planning

Status: In Good Standing

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Visaserve Plaza, 487 Goffle Road, Ridgewood, NJ 07450

Matthew Michael Gorman

Divorce & Family Law, Bankruptcy & Debt, Motor Vehicle, Real Estate

Status: In Good Standing

FREE CONSULTATION

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411 Hackensack Avenue, Hackensack, NJ 07601

Candice L Drisgula

Family Law, Divorce, Child Custody, Collection

Status: In Good Standing

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17-17 Route 208 North, Fair Lawn, NJ 07410

David Edelberg

Landlord-Tenant, Child Custody, Identity Theft, Insurance, Bankruptcy

Status: In Good Standing Licensed: 41 Years

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433 Hackensack Ave, Hackensack, NJ 07601

David Edelberg

Litigation, Wrongful Termination, Family Law, Bankruptcy

Status: In Good Standing Licensed: 41 Years

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433 Hackensack Avenue, Hackensack, NJ 07601

Eric Mark Pelz

Corporate, Litigation, Bankruptcy

Status: In Good Standing

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411 Hackensack Avenue, Hackensack, NJ 07601

Andres Olav Wirkmaa

Industry Specialties, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

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637 Wyckoff Ave, Wyckoff, NJ 07481

James Lowenstein

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

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22-02 Radburn Road, Fair Lawn, NJ 07410

Lloyd Bradley Sarakin

Bankruptcy

Status: In Good Standing Licensed: 43 Years

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1 Sony Drive, Park Ridge, NJ 07656

John Murano

Bankruptcy

Status: In Good Standing

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800 Kinderkamack Rd, Oradell, NJ 07649

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Ridgewood Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Diana L. Brick

Matthew Michael Gorman

Candice L Drisgula

David Edelberg

David Edelberg

Eric Mark Pelz

Andres Olav Wirkmaa

James Lowenstein

Lloyd Bradley Sarakin

John Murano

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LEGAL TERMS

REAFFIRMATION

INTEREST

WINDING UP

GARNISHMENT

ADMINISTRATIVE EXPENSES

NONDISCHARGEABLE DEBTS

CREDIT FILE

BANKRUPTCY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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