Rolling Fields Reorganization Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
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3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles E Ricketts

Dispute Resolution, Criminal, Bankruptcy, Personal Injury, Mass Torts

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4055 Shelbyville Rd, Louisville, KY 40207

Lauren Rose Givhan

Administrative Law, Credit & Debt, Civil Rights, State Government

Status: Licensed: 10 Years

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4180 Lyndon Way, Louisville, KY 40207

Allison Elkins Cooper

General Practice

Status: Licensed: 10 Years

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314 Marshall Drive, Louisville, KY 40207

Wendy Leigh Groce-Smith

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

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6008 Brownsboro Park Boulevard, Louisville, KY 40207

Jeffrey Kyle McClain

Immigration, Criminal, Bankruptcy, Medical Malpractice

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6008 Brownsboro Park Blvd, Louisville, KY 40207

Robert William DeWees

Real Estate, Immigration, Bankruptcy, Medical Malpractice

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6008 Brownsboro Park Blvd, Louisville, KY 40207

Richard John Schwartz

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 50 Years

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3339 Taylorsville Road, Louisville, KY 40205

Nancy Barrett Loucks

Lawsuit & Dispute, Employee Rights, Civil Rights, Bankruptcy

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306 Sage Rd, Louisville, KY 40207

Sarah Jane Gray

Trusts, Estate, Employee Rights, Bankruptcy

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6009 Brownsboro Park Blvd, Louisville, KY 40207

L Tyler Spies

Bankruptcy & Debt, Credit & Debt, Bankruptcy

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2701 Lindsay Ave, Louisville, KY 40206

800-814-6700

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FDCPA

See Fair Debt Collections & Practices Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Rolling Fields Reorganization Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charles E Ricketts

Lauren Rose Givhan

Allison Elkins Cooper

Wendy Leigh Groce-Smith

Jeffrey Kyle McClain

Robert William DeWees

Richard John Schwartz

Nancy Barrett Loucks

Sarah Jane Gray

L Tyler Spies

TIPS

LEGAL TERMS

UNSECURED DEBT

GRACE PERIOD

BULK SALES LAW

DEBIT CARD

REDEMPTION

DISCHARGE (OF DEBTS)

REPOSSESSION

FDCPA

TRUTH IN LENDING ACT (TILA)

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