Rolling Fields Reorganization Lawyer, Kentucky, page 3

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
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3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Rolling Fields Reorganization lawyer.
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Richard Eric Craig

Commercial Real Estate, Civil Rights, Credit & Debt, Commercial Real Estate, Tax

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2701 Lindsay Avenue, Louisville, KY 40204

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection, Estate Planning

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6520 Glenridge Park Place, Louisville, KY 40222

Richard Vernon Hornung

Real Estate, Mediation, Civil Rights, Credit & Debt

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6511 Glennridge Park Pl, Louisville, KY 40222

Kyle Perret Galloway

Commercial Leasing, Corporate, Business Organization, Bankruptcy

Status: Licensed: 22 Years

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9625 Ormsby Station Road, Louisville, KY 40223

Tracy L Hirsch

Bankruptcy, Bankruptcy & Debt, Foreclosure, International Tax, Divorce

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8011 New La Grange Rd, Louisville, KY 40222

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 12 Years

CONTACT

8007 Lyndon Centre Way, Louisville, KY 40222

Wallace H Spalding

Estate, Bankruptcy & Debt, Bankruptcy, Wills

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2950 Breckenridge Ln, Louisville, KY 40220

Bryan Gowin

Divorce, Child Custody, DUI-DWI, Credit & Debt

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1000 Trevilian Way, Louisville, KY 40213

Michelle Renee Rawn

Estate, Divorce & Family Law, Civil Rights, Credit & Debt

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9302 New Lagrange Rd, Louisville, KY 40242

Michael J. Forbes

Real Estate, Government, Estate, Bankruptcy & Debt

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1939 Goldsmith Lane, Louisville, KY 40218

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Rolling Fields Reorganization Lawyer, Kentucky, page 3

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Richard Eric Craig

John Saoirse Friend

Richard Vernon Hornung

Kyle Perret Galloway

Tracy L Hirsch

Ben Tanner Lowry

Wallace H Spalding

Bryan Gowin

Michelle Renee Rawn

Michael J. Forbes

TIPS

LEGAL TERMS

DEBT COLLECTOR

CURRENT MONTHLY INCOME

REAFFIRMATION

BULK SALES LAW

UNDUE HARDSHIP

AUTOMATIC STAY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

IRS EXPENSES

CHAPTER 13 BANKRUPTCY

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