Romeoville Bankruptcy & Debt Lawyer, Illinois, page 4

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Zachary Lawrence

Family Law, Divorce, Transactions, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

Zachary Lawrence

Collection, Divorce, Transactions, Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

William House

Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

75 Executive Dr., Aurora, IL 60504

Anthony Tomkiewicz

Traffic, Criminal, Licensing, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

58 N Chicago St, Crest Hill, IL 60432

Adam Anderson Price

Commercial Real Estate, Real Estate, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

15 W030 N Frontage Rd, Willowbrook, IL 60527

Joseph John Circelli

Commercial Real Estate, Transactions, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

15 W030 N Frontage Rd, Willowbrook, IL 60527

Lauren Tracy Riddick

Commercial Real Estate, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

15 W030 N Frontage Rd, Willowbrook, IL 60527

Adam Price

Commercial Real Estate, Real Estate, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

15 W030 N Frontage Rd, Willowbrook, IL 60527

Allison Cychosz

Family Medical Leave Act (FMLA), Corporate, Business, Reorganization

Status: In Good Standing Licensed: 21 Years

CONTACT

7420 County Line Rd, Willowbrook, IL 60527

Sarah Louise Poeppel

Commercial Real Estate, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

608 S Washington St, Naperville, IL 60540

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Romeoville Bankruptcy & Debt Lawyer, Illinois, page 4

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Zachary Lawrence

Zachary Lawrence

William House

Anthony Tomkiewicz

Adam Anderson Price

Joseph John Circelli

Lauren Tracy Riddick

Adam Price

Allison Cychosz

Sarah Louise Poeppel

TIPS

LEGAL TERMS

CREDITOR

CREDIT BUREAU

REDEMPTION

CHAPTER 13 BANKRUPTCY

INFRINGEMENT (OF TRADEMARK)

INTEREST

FRAUDULENT TRANSFER

PRESUMED ABUSE

SECRET WARRANTY PROGRAM

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