Roslyn Bankruptcy & Debt Lawyer, Washington, page 2

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Clay M Gatens

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  21 Years

Steven Arden Zimmerman

Dispute Resolution, Credit & Debt, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  48 Years

Christina Marie Davitt

Estate Planning, Elder Law, Life & Health, Credit & Debt
Status:  In Good Standing           Licensed:  19 Years

Ryan Allen Smolinsky

Insurance, Collection, Personal Injury, Employment Discrimination
Status:  In Good Standing           Licensed:  56 Years

William J. Mcdowell

Corporate, Estate Planning, Commercial Bankruptcy, Contract
Status:  In Good Standing           Licensed:  50 Years

William Joseph Smith

Landlord-Tenant, Traffic, Contract, Bankruptcy
Status:  Deceased           Licensed:  54 Years

Penney Radillo

Estate Planning, Business & Trade, Commercial Bankruptcy, Immigration
Status:  Deceased           Licensed:  17 Years

Susan Cawley

Family Law, Insurance, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  43 Years

Judith A Lurie

Landlord-Tenant, Land Use & Zoning, Housing & Construction Defects, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  28 Years

Joe R Woolett

Insurance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy
Status:  Inactive           Licensed:  53 Years

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT FILE

See credit report.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)
Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FCBA

See Fair Credit Billing Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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