Roy Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Deola Lebron

Family Law, Civil Rights, Collection, Personal Injury, Child Custody

Status: In Good Standing Licensed: 15 Years

CONTACT

3615 Steilacoom Blvd Sw, Tacoma, WA 98499

Daniel P Coen

Collection, Family Law, Estate Planning, Wills

Status: Suspended Licensed: 18 Years

CONTACT

7121 72Nd Street Ct Sw, Tacoma, WA 98498

Jessica Jozefowicz

Commercial Real Estate, Employment Discrimination, Civil Rights, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

9315 Gravelly Lake Dr Sw, Tacoma, WA 98499

Christine A. Ford

Collection, Bankruptcy

Status: Deceased Licensed: 40 Years

CONTACT

4321 Harstene St Ne, Lacey, WA 98516

Stephen Michael Hansen

Land Use & Zoning, Civil Rights, Contract, Collection

Status: In Good Standing

CONTACT

1821 Dock St, Tacoma, WA 98402

Walter Hartvig Olsen

Environmental Law Other, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

205 S Meridian, Puyallup, WA 98371

S Christopher Easley

Corporate, Collection, Civil Rights, Construction

Status: Suspended Licensed: 26 Years

CONTACT

2720 S J St, Tacoma, WA 98409

Klaus Otto Snyder

Construction, Estate Planning, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

15306 Main St E, Puyallup, WA 98390

Terri L Salinas

Corporate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

3615 Pacific Ave, Tacoma, WA 98418

Adam Nathaniel Williams

Commercial Real Estate, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

900 Meridian E, Milton, WA 98354

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Roy Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Deola Lebron

Daniel P Coen

Jessica Jozefowicz

Christine A. Ford

Stephen Michael Hansen

Walter Hartvig Olsen

S Christopher Easley

Klaus Otto Snyder

Terri L Salinas

Adam Nathaniel Williams

TIPS

LEGAL TERMS

COLLECTION AGENCY

LIMITED LIABILITY

IRS EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 7 BANKRUPTCY

REAFFIRMATION

CREDITOR

NO-FAULT INSURANCE

MEETING OF CREDITORS

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