Saginaw County, MI Credit & Debt Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Michael P. Doud

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Accident & Injury, Slip & Fall Accident, Employment, Workers' Compensation, Social Security

A Michigan native, Mr. Doud grew up in Saginaw, graduated from Douglas MacArthur High School, Northern Michigan University, and Western Michigan Unive... (more)

FREE CONSULTATION

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800-794-6240

1121 N Michigan Ave, Saginaw, MI 48602

Errick Alan Miles

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Criminal, Personal Injury, Family Law, Medical Malpractice, Litigation

Errick is an Associate Attorney with Smith Bovill, P.C., who began his employment with Smith Bovill, P.C. following his graduation from Thomas M. Cool... (more)

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800-910-3820

200 Saint Andrews Rd, Saginaw, MI 48638

Mandel I. Allweil

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Accident & Injury, Employment, Labor Law, Social Security -- Disability

Mandel Allweil is a practicing lawyer in the state of Michigan. Attorney Allweil received his J.D. from Wayne State University in 1981.

FREE CONSULTATION

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989-790-3221

821 S Michigan Ave, Saginaw, MI 48602

David B. Meyer

Land Use & Zoning, Municipal, Wills & Probate, Environmental Law

Status: In Good Standing

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200 Saint Andrews Road, Saginaw, MI 48603

Andrew D. Concannon

Accident & Injury, Employment, Lawsuit & Dispute, Wrongful Death

Status: In Good Standing

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200 Saint Andrews Road, Saginaw, MI 48603

Andrew D. Richards

Tax, Real Estate, Estate Planning, Business Organization

Status: In Good Standing

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140 West Tuscola Street, Frankenmuth, MI 48734

James F. Troester

Litigation, Insurance, Business, Personal Injury

Status: In Good Standing

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200 Saint Andrews Road, Saginaw, MI 48603

Elian E. H. Fichtner

Litigation, Estate, Civil & Human Rights, Medical Malpractice

Status: In Good Standing

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200 Saint Andrews Road, Saginaw, MI 48603

John F Breen

Workers' Compensation

Status: In Good Standing

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1121 North Michigan Avenue, #212, Saginaw, MI 48602

Joseph S. Harrison

Insurance, Business, Personal Injury, Accident & Injury

Status: In Good Standing

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Saginaw, MI 48608

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Saginaw County, MI Credit & Debt Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael P. Doud

Errick Alan Miles

Mandel I. Allweil

David B. Meyer

Andrew D. Concannon

Andrew D. Richards

James F. Troester

Elian E. H. Fichtner

John F Breen

Joseph S. Harrison

TIPS

LEGAL TERMS

PREFERENCE

MEETING OF CREDITORS

DEBIT CARD

FCBA

GARNISHMENT

ABUSE

NONDISCHARGEABLE DEBTS

INTEREST

PRESUMED ABUSE

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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