Saint Cloud Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Robert D. Hoag

Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Eric L. Hostetler

Collection, Credit & Debt, Insurance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Katie Marguerite Stone

Foreclosure, Trade Associations, Collection, Bankruptcy

Status: In Good Standing

CONTACT

5401 S. Kirkman Road, Orlando, FL 32819

Joshua Jonathan Tejes

Bankruptcy & Debt, Foreclosure, Collection, Wills & Probate

Status: In Good Standing Licensed: 16 Years

FREE CONSULTATION

CONTACT

609 East Central Boulevard, Orlando, FL 32801

Walter F Benenati

Federal Appellate Practice, Commercial Banks, Credit & Debt, Collection

Status: In Good Standing

CONTACT

2702 E Robinson St, Orlando, FL 32803

Gideon Alper

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: In Good Standing

CONTACT

37 N. Orange Ave., Orlando, FL 32801

Jeffrey A Sunday

Alimony & Spousal Support, Child Support, Adoption, Collection

Status: Deceased Licensed: 42 Years

CONTACT

7491 Conroy-Windermere Rd, Orlando, FL 32835

James Turner

Foreclosure, Employment, Collection, Consumer Bankruptcy

Status: In Good Standing

CONTACT

37 N. Orange Avenue, Orlando, FL 32801

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FCBA

See Fair Credit Billing Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Saint Cloud Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Robert D. Hoag

Eric L. Hostetler

Michael R. Cook

L. Alexander Vance

Katie Marguerite Stone

Joshua Jonathan Tejes

Walter F Benenati

Gideon Alper

Jeffrey A Sunday

James Turner

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LEGAL TERMS

CREDIT COUNSELING

FORBEARANCE

INTEREST

CHAPTER 13 BANKRUPTCY

NUISANCE FEES

FCBA

ACCORD AND SATISFACTION

INFRINGEMENT (OF TRADEMARK)

MEETING OF CREDITORS

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