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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark Zalman Shneour

Natural Resources, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 38 Years

CONTACT

6153 Caminito Del Oeste, San Diego, CA 92111

Deborah Schrier-Rape

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

911 9Th St, Coronado, CA 92118

Mark Allen Reed

Litigation, Trusts, Family Law, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

7710 Balboa Ave, San Diego, CA 92111

Julian Charles Mcmillan

Commercial Real Estate, Dispute Resolution, Corporate, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

4655 Cass St, San Diego, CA 92109

Craig Leon Combs

Commercial Real Estate, Litigation, Constitutional Law, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

7955 Raytheon Rd, San Diego, CA 92111

Lorraine Michelle Nisbet

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

5030 Camino De La Siesta, San Diego, CA 92108

Wsewolod S MacPete

Communication & Media Law, Trusts, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

3203 Felton St, San Diego, CA 92104

Richard Lowell Brown

Construction, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

7676 Hazard Center Dr, San Diego, CA 92108

Clark Ovruchesky

Litigation, Family Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

2404 Broadway, San Diego, CA 92102

Daniel James Horwitz

Commercial Real Estate, Contract, Credit & Debt, Legal Malpractice

Status: In Good Standing Licensed: 42 Years

CONTACT

401 W A St, San Diego, CA 92101

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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San Diego Credit & Debt Lawyer, California, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Mark Zalman Shneour

Deborah Schrier-Rape

Mark Allen Reed

Julian Charles Mcmillan

Craig Leon Combs

Lorraine Michelle Nisbet

Wsewolod S MacPete

Richard Lowell Brown

Clark Ovruchesky

Daniel James Horwitz

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

DEBIT CARD

COLLECTION AGENCY

CREDIT REPORT

GUARANTEED RESERVATION

TRADE NAME

SECURED DEBT

BANKRUPTCY

401(K) PLAN

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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