Sarasota Credit & Debt Lawyer, Florida, page 2

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
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It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
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Maurice Andrew Mooney

Criminal, Civil & Human Rights, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

3639 Cortez Rd W, Bradenton, FL 34210

Eden R Banks

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

4445 67Th St E, Bradenton, FL 34203

Ryan Jeffrey Hittel

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

607 7Th St E, Bradenton, FL 34208

Patrick Groover Bryant

Commercial Real Estate, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1401 8Th Ave W, Bradenton, FL 34205

Paul Christopher Grivas

Land Use & Zoning, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

924 7Th Ave E, Bradenton, FL 34208

Melanie A. Newby

Employee Rights, Credit & Debt, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 34 Years

CONTACT

521 9Th St W, Bradenton, FL 34205

Nelon Kirkland

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

1206 Manatee Ave W, Bradenton, FL 34205

Scott David McKay

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 25 Years

CONTACT

1904 Manatee Ave W, Bradenton, FL 34205

Michael Anthony Chiantella

Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

209 Nassau St S, Venice, FL 34285

Mark A Beatrice

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

141 Braemar Ave, Englewood, FL 34293

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Sarasota Credit & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Maurice Andrew Mooney

Eden R Banks

Ryan Jeffrey Hittel

Patrick Groover Bryant

Paul Christopher Grivas

Melanie A. Newby

Nelon Kirkland

Scott David McKay

Michael Anthony Chiantella

Mark A Beatrice

TIPS

LEGAL TERMS

SECURED DEBT

LOSS DAMAGE WAIVER (LDW)

IRS EXPENSES

COLLECTION AGENCY

BANKRUPTCY

SUBROGATION

SECRET WARRANTY PROGRAM

CREDIT COUNSELING

TRADE DRESS

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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