Palm Bay Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

8240 Devereux Drive, Melbourne, FL 32940

Beau Bowin

Mediation, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

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Melbourne, FL 32937

Raymonda Chakhtoura

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 36 Years

CONTACT

730 E Strawbridge Ave, Melbourne, FL 32901

Eric Alfred Morgan

Litigation, Criminal, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

2800 Aurora Rd, Melbourne, FL 32935

Frank David Zilaitis

Civil Rights, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing

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128 Anona Pl, Melbourne, FL 32937

Purvi S Patel

Real Estate, Civil Rights, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1790 Highway A1A, Melbourne, FL 32937

Robert E Bickford

Corporate, Civil Rights, Litigation, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

637 Denise Dr, Melbourne, FL 32935

Bethanne Cutshall

Education, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

7165 Murrell Rd, Melbourne, FL 32940

John G Evans

Real Estate, Trusts, Credit & Debt, Elder Law

Status: In Good Standing Licensed: 55 Years

CONTACT

1565 US Highway 1, Sebastian, FL 32958

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Palm Bay Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Kimberly Bonder Rezanka

Beau Bowin

Raymonda Chakhtoura

Eric Alfred Morgan

Frank David Zilaitis

Purvi S Patel

Robert E Bickford

Bethanne Cutshall

John G Evans

TIPS

LEGAL TERMS

FCRA

IRS EXPENSES

CYBERSQUATTING

UNSECURED DEBT

MEANS TEST

CHAPTER 7 BANKRUPTCY

BANKRUPTCY TRUSTEE

ADMINISTRATIVE EXPENSES

BULK SALES LAW

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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