Daytona Beach Credit & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: Licensed: 33 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

John Roberts

Bankruptcy, Estate Planning, Immigration, Credit & Debt

Status: Licensed: 24 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

Robert James Mara

Bankruptcy, Estate Planning, Commercial Real Estate, Credit & Debt

Status: Licensed: 16 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Dorothy V Maier

Credit & Debt, Business & Trade, Civil Rights, Employee Rights

Status: Licensed: 44 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: Licensed: 60 Years

CONTACT

Daytona Beach, FL 32115

Robert Kevin Korey

Credit & Debt, Contract, Elder Law, Estate, Commercial Real Estate

Status:

CONTACT

595 W Granada Blvd, Ormond Beach, FL 32174

John Leo Locker

Personal Injury, Credit & Debt, Elder Law, Family Law, Social Security

Status: Licensed: 45 Years

CONTACT

265 Perfect Dr, Daytona Beach, FL 32124

Matthew Evan Peterson

Credit & Debt, Contract, Civil Rights, Estate Planning, Trusts

Status: Licensed: 11 Years

CONTACT

418 Canal St, New Smyrna Beach, FL 32168

Mary Reid Mayo Morelly

Credit & Debt, Civil Rights, Family Law, Trusts

Status: Licensed: 13 Years

CONTACT

2525 Travelers Palm Dr, Edgewater, FL 32141

Scott Worth Spradley

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: Licensed: 37 Years

CONTACT

Flagler Beach, FL 32136

800-814-6700

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Daytona Beach Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Sheryl Simonetta Zust

John Roberts

Robert James Mara

Dorothy V Maier

Richard James Osterndorf

Robert Kevin Korey

John Leo Locker

Matthew Evan Peterson

Mary Reid Mayo Morelly

Scott Worth Spradley

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

TRADE NAME

SOLE PROPRIETORSHIP

SUBROGATION

SETOFF

401(K) PLAN

DISCHARGEABLE DEBTS

SECURED DEBT

DEBIT CARD

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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