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Brad A Denton Lawyer

Brad A Denton

VERIFIED
Employment, Lawsuit & Dispute, Business, Real Estate, Collection

Brad represents primarily small businesses, and so he practices primarily in the areas of law that small businesses need. As a practical matter, Brad ... (more)

Bert  Roos Lawyer

Bert Roos

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Criminal, Divorce & Family Law, Bankruptcy & Debt, Estate, Accident & Injury

Bert L. Roos, Personal Counsel is an attorney whose practice is primarily in the area of family law, such as Divorce, Child Custody, Child Support, Sp... (more)

Michael J. Fuller Lawyer

Michael J. Fuller

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Estate, Collection, Business, Contract, Litigation

In 1988, I started my own firm without any clients but with a steadfast commitment to practice law consistent with my own ideals and personality. I tr... (more)

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Dana  Hogle Lawyer

Dana Hogle

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Criminal, Accident & Injury, Estate, Bankruptcy & Debt, Divorce & Family Law
Criminal Defense and DUI Attorney in Mesa AZ

DUI, (sometimes called DWI), is one of the most common types of cases we handle in the Mesa, Gilbert, Chandler and Tempe areas. Whether you are charge... (more)

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800-684-9891

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Alison C Briggs Lawyer

Alison C Briggs

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Divorce & Family Law, Bankruptcy & Debt, Criminal, Accident & Injury, Juvenile Law
Alison C. Briggs is an associate attorney at MY AZ LAWYERS.

Alison Briggs is very knowledgeable and efficient. She really cares about her clients needs. No situation is ever too difficult for her to handle. Mis... (more)

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800-266-2510

Dominic  Majors Lawyer

Dominic Majors

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Accident & Injury, Bankruptcy & Debt

Owner and Founder of the Majors Law Group PC Dominic Majors, who goes by ‘Dom,’ is a strong legal advocate who is dedicated to helping those in... (more)

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800-653-5420

Solomon O. Kanu Lawyer

Solomon O. Kanu

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Bankruptcy & Debt, Credit & Debt, Real Estate

When you are looking for a lawyer to help you resolve a legal matter, you want to know that your attorney has what it takes to handle your case with e... (more)

Mark  Atchley Lawyer

Mark Atchley

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Bankruptcy & Debt, Estate, Social Security -- Disability, Power of Attorney

While attempting to keep to a budget and redistribute debt payment in order to keep your family fed or run your business, bills will continue to pile ... (more)

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480-500-7888

Michelle  Thompson Lawyer

Michelle Thompson

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Bankruptcy & Debt, Estate Planning

Michelle graduated from Arizona State University with a Bachelor of Arts in Political Science with a focus on International Politics. After undergradu... (more)

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800-750-2071

Benjamin Wright

Bankruptcy, Bankruptcy & Debt, Accident & Injury
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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.