Bankruptcy

Filing for bankruptcy is not ideal but it does provide immediate relief and a second chance at building your financial life. If your debt has become unmanageable and you’re struggling to make ends meet, it might be time to consider bankruptcy options. My first and foremost responsibility is to explain in detail all of the legal options you have. I’ll gather your relevant financial data and use it as a guide to recommend the best course of action.

Michael Otto was born and raised in Iowa. Mr. Otto received a B.S. in Marketing from Iowa State University in 1990, where he was a member of the Golden Key National Honor Society. He went on to graduate from Drake University School of Law with a J.D. in 1994. He is a member of the National Association of Consumer Bankruptcy Attorneys, the New Jersey Bar Association, and the Iowa Bar Association. He has been practicing law in New Jersey since 1996, and has been located in the same office space in Piscataway for the last ten years. In addition to his work as a general practice lawyer, Mr. Otto is also an active volunteer in his Piscataway community. He coaches a variety of sports for the Piscataway Recreation Department and routinely volunteers with the Cub Scouts in Morris County.

Prior to forming the law office of Westchase Law, P.A. and Westchase Title, LLC in Tampa, Florida, C. Todd Marks attended the George Mason School of Law. While in law school, Mr. Marks graded on to the Law Review and served as the Symposium Editor. Mr. Marks practiced law in Virginia and Washington, D.C. Mr. Marks began his legal career in Washington, DC and McLean, Virginia with the law firm of Shaw Pittman, LLP where he practiced in the emerging companies and commercial real estate practice groups. In the meantime, Todd remained active in local and national political campaigns. Todd eventually worked for law firms Connolly, Bove, Lodge & Hutz in the commercial litigation and bankruptcy practice groups where he developed a general practice which included estate planning and other business law matters. His experience includes real estate closings and disputes, commercial leases, commercial litigation, creditors' rights in bankruptcy, corporate formation and transactions, estate planning, employment law, and family law. Mr. Marks is the proud father of two boys and a girl. Mr. Marks serves on the Board of the Westchase Charitable Foundation and has served on the Board of Church at the Bay.

Proudly taking bankruptcy and debt cases out of Vatham, New Jersey and the surrounding areas.

Megan Klotz is an associate in our Tampa, Florida office. Ms. Klotz graduated from the University Florida Levin College of Law. She is a bull at heart after spending two wonderful years at the University of South Florida majoring in anthropology and criminology. She comes to us after working as a legal assistant at a creditor’s firm specializing in real estate bankruptcy, interning with Judge Caryl E. Delano for the United States Bankruptcy Court for the Middle District of Florida and being a law clerk for a trustee for the United States Bankruptcy Court for the Southern District of Florida. Megan Klotz joined the firm in 2021.

Ryan G. Saharovich was born and raised in Memphis, Tennessee. He earned his Bachelor of Arts in Philosophy from the University of Texas at Austin. After he obtained his undergraduate degree, Mr. Saharovich attended Emory University School of Law in Atlanta, Georgia where he graduated with honors. While at Emory, Mr. Saharovich received the Dean’s Award in Legal Writing and Research, as well as the Custer-Tuggle Award of Excellence in Family Law. Mr. Saharovich also served as a Notes & Comments Editor on the Emory Bankruptcy Developments Journal where he won the 2016 Keith J. Shapiro Award for Excellence in Consumer Bankruptcy Writing for his law review article. Following completion of his first year of law school, Mr. Saharovich worked as a summer clerk in the chambers of United States District Court Judge Jon McCalla, which allowed him to observe and better understand the litigation process. After graduating from law school, Mr. Saharovich worked for Burch, Porter & Johnson where he primarily handled a range of litigation matters including automobile accident, medical malpractice, nursing home abuse, and commercial litigation cases. In 2019, 2020 and 2021, Mr. Saharovich was named as a Super Lawyers Rising Star. Early on in his career, Mr. Saharovich developed a passion for helping individuals who require legal assistance after suffering an injury to ensure they are fully compensated. Mr. Saharovich currently serves as the chairperson of the Mass Tort Litigation Group at NST. In this role, he handles complex cases related to pharmaceutical injuries and injuries stemming from product defects. As the largest Tennessee-based personal injury law firm, NST has the resources, experience, and legal knowledge required to represent injured individuals throughout the entire litigation process. Outside of work, Mr. Saharovich serves on the board for Bornblum Jewish Community School and previously served as Legal Counsel on the executive board of Thrive Memphis. Mr. Saharovich is also an avid sports fan that spends much of his time watching the St. Louis Cardinals, Memphis Tigers, Memphis Grizzlies, and Tennessee Titans.

We provide legal counsel to individuals on matters related to family law, wills, small business start-up, bankruptcy and other debt solutions.

Joseph K. Githuku works with injured victims and their families across several types of personal injury cases. Injuries caused by the negligent or reckless acts of others may occur on the roadways, at work or while you receive medical treatment. As your Maryland personal injury attorney, I am prepared to fight on your behalf in order to ensure fair compensation for your injuries and losses, financial and emotional.

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or law firm, one size does not fit all, for this reason, we employ a number of attorneys and legal professionals who are equipped to handle any situation that may arise. Many legal issues that arise for our clients have overlapping matters in different Areas Of Law. Maybe during your Divorce, it would be better if you filed Bankruptcy to handle your financial situations; in a case such as this, we can service all your needs. It’s this type of full-service that allows us to best represent our clients and all their legal needs.

Melvin J. Babi serves as managing partner of Babi Legal Group, P.L.L.C., a respected general practice law firm in Birmingham, Michigan. In his private practice, Melvin advises consumers and small businesses in areas including business law, bankruptcy, debt-resolution, real estate law, corporate law, and criminal and civil litigation. Melvin also consults for various business clients providing expert advice on a broad range of legal, business, and compliance matters. As a business consultant Melvin oversees legal issues and best-practices for all departments, including consulting services, marketing, sales, finance, human resources, corporate governance, and business policy. Melvin's business consulting practice involves navigating through the complex legal landscape to achieve highly favorable outcomes. A trusted advisor and skillful advocate, he is known for impeccable ethics and astute handling of time-sensitive, business-critical, and confidential Information.