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Attorney Jay Meyers is designated, by an Act of Congress as a federal debt relief agent and when necessary will assist clients seeking bankruptcy relief under Chapter 7. The decision to seek legal assistance with your debts is never an easy one. When selecting a bankruptcy attorney consider the years of experience. The Law Office of Jay Meyers has helped thousands with their debt problems using bankruptcy, litigation and other methods over the course of the last 21 years. If you are in foreclosure and seeking solutions ask us. We have helped many people obtain modifications using the loss mitigation program in Bankruptcy Court and in Supreme Court litigating with lenders who may have taken advantage of you. If you are seeking bankruptcy relief, a thorough analysis of your assets and income must be done to determine if you are eligible for relief and if so under which Chapter. As experienced attorneys we don’t make the mistake of filing for bankruptcy for individuals who don’t qualify, or who may lose assets through liquidation if they file. We pride ourselves on our thorough analysis and on our aggressive application of the laws for our clients’ maximum benefit. While we represent people and businesses that may need to get a fresh start, after suffering financial setbacks, that is just part of our practice. We have filed well over two thousand cases since starting in 1992. We also can assist lenders and secured creditors who have bankruptcy issues. We handle evictions in South Florida and can assist you if a tenant files for bankruptcy. Serious Accident Cases- ask us about our results! Our office recently obtained over $1,000,000.00 in a construction site accident settlement for a client with an injured ankle.

Stephen D. Morrison, III, is a Savannah native and son of a commercial fisherman. He is a formidable trial lawyer, championing his client’s cause with a unique combination of elite legal experience and blue-collar work ethic. After years of mostly defense practice, with big firms and the federal government, Stephen joined Bowen Painter Injury Lawyers to fight for plaintiffs and those wronged by the acts of others. He is adept at navigating diverse legal landscapes in high-stakes disputes, with broad-ranging experience from personal injury claims (like motor vehicle accidents, maritime injury, and medical malpractice) to commercial disputes involving mass torts, antitrust, consumer law, breach of contract, data practices, real estate, and unfair and deceptive trade practices. He has litigated cases in state and federal trial and appellate courts across the nation. Stephen now uses his experience in complex litigation to achieve a simple goal: win for his clients. Stephen’s expertise is born from high-level legal practice. His career began in Washington, D.C., as an associate with one of the world’s largest law firms representing Fortune 100 companies. After D.C., Stephen returned to Georgia to spend two years clerking for (now) Chief Judge Timothy C. Batten, Sr., in Atlanta, Georgia. He returned to private practice in Minnesota, litigating complex cases and serving in lead roles on trial teams in multimillion dollar disputes. Among other engagements, Stephen has served as trial counsel in opioid litigation brought by state attorneys general and municipalities and held key roles in trial teams defending antitrust class actions and consumer investigations. His former defense counsel and federal law clerk experiences animate his plaintiff-focused practice at Bowen Painter Injury Lawyers. Outside of the office, Stephen maintains a deep connection to his local and professional community. He is an Eagle Scout, volunteers with his neighborhood’s event committee, and holds various roles in national and local bar organizations. He has also provided thousands of hours of pro bono representation to clients who cannot afford counsel. Stephen lives in Savannah with his wife, Erin (also an attorney), daughter, Milligan, and English cream retriever, Ollie. He enjoys spending time outside, especially on the water, cooking, trying new restaurants and coffee shops, and traveling within and without the USA.

Heather M. Cullen, CFLS – Certified Family Law Specialist and Managing Attorney at Cullen Family Law Group Heather M. Cullen, CFLS, is the founding and managing attorney of the Cullen Family Law Group and a distinguished Certified Family Law Specialist, certified by the State Bar of California Board of Legal Specialization. This elite certification—held by fewer than 5% of family law attorneys in California—recognizes her advanced legal expertise, extensive courtroom experience, and dedication to excellence in family law. Since founding the firm in 1998, Attorney Cullen has devoted her career exclusively to family law. For more than 25 years, she has represented clients in complex divorce, custody, spousal support, and domestic violence matters throughout Riverside and San Bernardino Counties. Her practice also includes high-asset property division, business valuation, and post-judgment modification cases. Attorney Cullen earned her Juris Doctor from the University of California, Davis School of Law (King Hall), and graduated cum laude from the University of California, Riverside, with dual Bachelor’s Degrees in Philosophy and Law & Society. She is licensed to practice in all California state courts and the U.S. District Court for the Central District of California. Heather’s legal practice is built on compassion, strategy, and results. Known for her ability to guide clients through emotionally charged disputes with professionalism and clarity, she provides honest counsel and effective advocacy. She leads a team of experienced family law attorneys who share her commitment to personalized service and ethical representation. Under her leadership, the Cullen Family Law Group has earned repeated recognition for excellence, including features in Super Lawyers®, Inland Empire Magazine, Lawyers of Distinction, Martindale-Hubbell®, and Expertise.com’s “Best Divorce Lawyers” list. She has been honored multiple times as one of the Top Family Law Attorneys in California and recognized for both client satisfaction and peer-review excellence. Attorney Cullen remains an active member of the California State Bar, the Riverside County Bar Association, and the San Bernardino County Bar Association. Her focus on delivering effective, results-driven legal solutions has helped countless families navigate the most difficult moments of their lives with confidence and dignity. If you are considering divorce or facing a family law issue, contact Heather M. Cullen and the Cullen Family Law Group for trusted guidance and skilled legal representation.

“My first paid job, other than babysitting, was corn detasseling for a farmer who lived a half-mile from my home. I was 13-years-old, and most of the kids quit within the first two weeks. I made it all summer, and earned $300–which was a ton of money for me. We went on a family vacation, and I was able to buy my own things that I wanted. Early on, I learned the value of hard work and have carried that mindset with me in my personal and professional life. My family and I live on a hobby farm and raise thoroughbred horses that we race at Canterbury Park. We are active in 4H activities and have a rabbit, a dog, barn cats and horses. In addition, I have entered and completed 7 full marathons–Grandma’s Marathon three times, Lake Wobegon Marathon once, Twin Cities Marathon twice, and the Whistle Stop Marathon once. I have also entered and completed numerous half marathons.” Sarah received her Bachelor of Arts degree from Pepperdine University in Malibu, California. After a career in sales and marketing, she attended Hamline University School of Law in St. Paul, Minnesota, and obtained her Juris Doctorate and a Certificate in Advocacy and Problem-Solving at Hamline’s top-ranked Dispute Resolution Institute. At Pepperdine, Sarah was honored to be selected as the commencement speaker for graduation. There she was also inducted into the Phi Theta Alpha history honor society. She was on the Dean’s List twice at Hamline University School of Law.