Seguin Credit & Debt Lawyer, Texas

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Scott Bocchio
About | Practice Areas
Legal Rights Advocates, PLLC
354 Merrimack Street Suite 331 Lawrence, MA 01843» view map
Credit & Debt Law
Legal Specialists. Ready To Serve.

Legal Rights Advocates, Inc. aims to be a premier resource for Fair Debt Collection Practices Act (FDCPA) and debt collection harassment practices.

855-254-7841
1. Scott Bocchio Lawrence, MA
  Attorney at Law- MA, 2007
  Massachusetts School of Law, J.D. 2007
2. AboutLegal Rights Advocates, PLLC
  Legal Specialists. Ready To Serve.
3. Practice AreasExpertise
  Credit & Debt Law
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2. Email
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Angela C. Dickerson

Construction, Family Law, Administrative Law, Credit & Debt

Status: In Good Standing

CONTACT

105 E Gonzales St, Seguin, TX 78155

David Jerome Eveld

Litigation, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

202 N Camp St, Seguin, TX 78155

Grace Gerhart Kunde

Litigation, Environmental Law Other, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

536 E Court St, Seguin, TX 78155

A. Robert Raetzsch

Construction, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

202 N Camp St, Seguin, TX 78155

Sheila L. Old

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

113 S River St, Seguin, TX 78155

Robert L. Covington

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 29 Years

CONTACT

1020 Pine Meadows, Seguin, TX 78155

Brently Wayne Free

Commercial Real Estate, Wills, Business & Trade, Credit & Debt, Estate

Status: In Good Standing Licensed: 29 Years

CONTACT

755 Loop, New Braunfels, TX 78130

Jackie L Riemenschneider

Criminal, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

190 S Seguin, New Braunfels, TX 78130

Michael J. Morris

Construction, Litigation, Science, Technology & Internet, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

299 W San Antonio St, New Braunfels, TX 78130

William Taylor Burrell

Criminal, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

299 W San Antonio St, New Braunfels, TX 78130

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Seguin Credit & Debt Lawyer, Texas

Sponsored Law Firm

Legal Rights Advocates, PLLC

SPONSORED LAWYERS

Angela C. Dickerson

David Jerome Eveld

Grace Gerhart Kunde

A. Robert Raetzsch

Sheila L. Old

Robert L. Covington

Brently Wayne Free

Jackie L Riemenschneider

Michael J. Morris

William Taylor Burrell

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

CCCS

WORKOUT

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

CYBERSQUATTING

TOXIC TORT

MEANS TEST

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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