Silver Spring Estate Lawyer, Maryland

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Kay Bryson Watkins Lawyer

Kay Bryson Watkins

VERIFIED
Trusts, Power of Attorney, Estate Planning

The law practice of Ms. Watkins handles a wide range of cases including wills, estate planning, probate administration as well as personal injury. She... (more)

Kwaku Dankyi Ofori Lawyer
Kwaku Dankyi Ofori
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Kwaku Dankyi Ofori

Kwaku Dankyi Ofori is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Real Estate, Motor Vehicle, Litigation, Estate

Kwaku D. Ofori, Esq., received his Juris Doctor from the University of the District of Columbia School of Law in May 1997. Prior to earning his JD, he... (more)

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800-790-1461

Elizabeth Victoria  Noel Lawyer

Elizabeth Victoria Noel

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Estate, Real Estate, Elder Law, Wills & Probate, Trusts

Elizabeth Victoria Noel, Esq. is a tax attorney with an extensive background in financial matters related to investments, estate planning, retirement ... (more)

William A Simmons Lawyer

William A Simmons

VERIFIED
Criminal, Personal Injury, Estate, Traffic, Juvenile Law

William A. Simmons received his J.D. from the George Mason University School of Law in 1982 and received his undergraduate education at Randolph-Macon... (more)

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Alan  Solomon Lawyer

Alan Solomon

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Divorce & Family Law, Family Law, Divorce, Criminal, Estate

Facing a serious legal issue? Scared and unsure of how to proceed? Worried your attorney won’t have the experience you need to see you through to a ... (more)

Daniel Aaron Brown Lawyer

Daniel Aaron Brown

VERIFIED
Accident & Injury, Products Liability, Estate, Business, Litigation

I like what we have built here at Brown | Gould | Kiely, LLP. We are a family of lawyers that enjoys rolling up our sleeves and doing quality work for... (more)

David P. Korteling Lawyer

David P. Korteling

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Estate, Business, Divorce & Family Law, Personal Injury, Tax
Problem solving and results oriented.

Attorney Korteling has over 20 years experience representing clients in transactional and litigation matters, offering small firm attention with large... (more)

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800-809-8401

Alan N. Schlaifer Lawyer

Alan N. Schlaifer

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Business, Consumer Rights, Timeshare, Lawsuit & Dispute, Estate
Principal, Law Offices of Alan N. Schlaifer; Chairman, Annual Wharton DC Innovation Summit

The Law Offices of Alan N. Schlaifer, P.C. is in the general practice of law, including varied business and personal issues. Attorney Schlaifer seeks... (more)

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301-365-8999

Bethany  Shechtel Lawyer

Bethany Shechtel

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Divorce & Family Law, Domestic Violence & Neglect, Wills & Probate, Estate, Juvenile Law

Bethany G. Shechtel is a native Washingtonian and grew up in Montgomery County, Maryland. Bethany is a graduate of Richard Montgomery High School, To... (more)

Clifford A Wilpon Lawyer

Clifford A Wilpon

VERIFIED
Accident & Injury, Collection, Wills & Probate, Real Estate

Welcome to our law firm website. Ferguson & Wilpon was founded in 2001. We are a general practice law firm in Olney, Maryland, a suburb of Washington,... (more)

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LEGAL TERMS

BENEFICIARY

A person or organization legally entitled to receive benefits through a legal device, such as a will, trust or life insurance policy.

LIFE INSURANCE

A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays... (more...)
A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays a regularly scheduled fee, known as the insurance premiums. The purpose of life insurance is to provide financial support to those who survive the policyholder, such as family members or business partners. When the policyholder dies, the insurance proceeds pass to the beneficiaries free of probate, though they are counted for federal estate tax purposes. group life insurance Life insurance available through an employer or association that covers participating employees and members under one master insurance policy. Most group life insurance policies are term insurance policies, that terminate when the member or employee reaches a certain age or leaves the organization and do not accumulate any cash surrender value. term life insurance No-frills life insurance, with neither cash surrender value nor loan value (an amount that can be used as collateral for a loan). Term life insurance provides a pre-set amount of coverage if the policyholder dies during the period of time specified in the policy. Policyholders usually have the option to renew at the end of the term for the period of years specified in the policy. Unlike whole life insurance, premiums generally increase as the insured person gets older and the risk of death increases.universal life insurance A type of whole life insurance that offers some additional features and advantages. Like whole life insurance, universal life insurance accumulates cash value through investment of the premium payments. The unique feature of universal life insurance is that it has variable premiums, benefits and payment schedules, all of which are tied to market interest rates and the performance of the investment portfolio. Also, universal life plicies normally provide you with more consumer information. For example, you are told how much of your policy payments goes for insurance company overhead expenses, reserves and policy proceed payments, and how much is retained and invested for your savings. This information isn't usually provided with whole life policies.variable life insurance A type of whole life insurance in which the amount of death benefits varies, depending on the performance of investments. The insurance company places some or all of the fixed premium payments into an investment account; some companies let the insured person decide how the money is invested. The policyholder bears the risk of investment losses, though there is a guaranteed minimum benefit payment. One benefit of variable insurance is that interest and dividend income from the investment account is not taxed until it is paid out to the policyholder.variable universal life insurance A type of whole life insurance that provides greater potential for financial gain--and brings greater risks. Like universal life insurance, variable universal life insurance offers flexible premiums, payment schedules and benefits. But variable universal life policies are riskier because the premiums are invested in stocks, rather than more predictable money market accounts and bonds. Also called universal variable life insurance.whole life insurance Life insurance that provides coverage for the entire life of the policyholder, who pays the same fixed premium throughout his or her life. The policy builds up cash reserves that may be paid out to the policyholder when he or she surrenders or partially surrenders the policy or uses the cash reserves to fund low-interest loans. The annual increase in the cash value of the policy is not taxed. If the policyholder surrenders the policy, a portion of the payment is not taxable. Also called straight life insurance or ordinary life insurance.

NET ESTATE

The value of all property owned at death less liabilities or debts.

ABSTRACT OF TRUST

A condensed version of a living trust document, which leaves out details of what is in the trust and the identity of the beneficiaries. You can show an abstract... (more...)
A condensed version of a living trust document, which leaves out details of what is in the trust and the identity of the beneficiaries. You can show an abstract of trust to a financial organization or other institution to prove that you have established a valid living trust, without revealing specifics that you want to keep private. In some states, this document is called a 'certification of trust.'

TESTAMENTARY TRUST

A trust created by a will, effective only upon the death of the willmaker.

OFFICER

A person elected by a profit or nonprofit corporation's board of directors, or by the manager of a limited liability company, to manage the day-to-day operation... (more...)
A person elected by a profit or nonprofit corporation's board of directors, or by the manager of a limited liability company, to manage the day-to-day operations of the organization. Officers generally hold titles such as President or Treasurer. Many states and most corporate bylaws or LLC operating agreements require a corporation or LLC to have a president, secretary and treasurer. Election of a vice president may be required by state law.

LAPSE

Under a will, the failure of a gift of property. A gift lapses when the beneficiary dies before the person who made the will, and no alternate has been named. S... (more...)
Under a will, the failure of a gift of property. A gift lapses when the beneficiary dies before the person who made the will, and no alternate has been named. Some states have anti-lapse statutes, which prevent gifts to relatives of the deceased person from lapsing unless the relative has no heirs of his or her own. A lapsed gift becomes part of the residuary estate.

GRANT DEED

A deed containing an implied promise that the person transfering the property actually owns the title and that it is not encumbered in any way, except as descri... (more...)
A deed containing an implied promise that the person transfering the property actually owns the title and that it is not encumbered in any way, except as described in the deed. This is the most commonly used type of deed. Compare quitclaim deed.

WILL

A document in which you specify what is to be done with your property when you die and name your executor. You can also use your will to name a guardian for you... (more...)
A document in which you specify what is to be done with your property when you die and name your executor. You can also use your will to name a guardian for your young children.

SAMPLE LEGAL CASES

Pautsch v. MARYLAND REAL ESTATE COM'N

16 A.3d 977 (2011). 418 Md. 587. JOEL PAUTSCH v. MARYLAND REAL ESTATE COM'N. Pet. Docket No. 619. Court of Appeals of Maryland. Granted April 22, 2011. Petition for Writ of Certiorari granted.

Attorney Grievance v. Kendrick

... 13, 1994, violated Rules 1.1 (Competence), [2] 1.3 (Diligence), [3] 1.5 (Fees), [4] 1.15 (Safekeeping Property), [5] and 8.4 (Misconduct) [6] of the Maryland Rules of Professional Conduct ("MRPC") in her representation as Co-Personal Representative of the Estate of Judith Nina ...

Kroll v. Fisher

... Circuit Court for Allegany County. Appellee is the personal representative of the estate of Mary D. Kroll ("Ms. Kroll"), and prior to Ms. Kroll's death, appellee acted as attorney-in-fact for Ms. Kroll. In his complaint, appellant alleged ...