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Simpson Bankruptcy & Debt Lawyer, Illinois

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Jay Howd Lawyer

Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Tambra Kay Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Tambra Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Todd Bittle

Traffic, DUI-DWI, Civil Rights, Collection
Status:  In Good Standing           Licensed:  29 Years
CONTACT
317 E. Poplar Street, Harrisburg, IL 62946
Profile LAWPOINTS™32/100
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Todd Patrick Bittle

Traffic, DUI-DWI, Civil Rights, Collection
Status:  In Good Standing           Licensed:  29 Years
CONTACT
317 E. Poplar Street, Harrisburg, IL 62946
Profile LAWPOINTS™27/100
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Paul L. Myers

Social Security, Elder Law, Securities, Collection
Status:  In Good Standing           Licensed:  46 Years
CONTACT
1 S Main St, Harrisburg, IL 62946
Profile LAWPOINTS™17/100
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800-943-8690

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Lawyer.com can help you easily and quickly find Simpson Bankruptcy & Debt Lawyers and Simpson Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FCRA

See Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLATERAL

Property that guarantees payment of a secured debt.

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