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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Judith St. Clair.

Criminal, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

151 Circle Drive, Manchester, TN 37355

Shawn Carter Trail

Litigation, Wills & Probate, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

117 S Spring St, Manchester, TN 37355

Richard Boehms

Criminal, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

Duck River, TN 38454

Denny Mitchell

Credit & Debt, Federal Appellate Practice, Trusts

Status: In Good Standing Licensed: 54 Years

CONTACT

112 South Main Street, Sparta, TN 38583

William Mitchell

Federal Appellate Practice, Government, Trusts, Credit & Debt

Status: In Good Standing Licensed: 76 Years

CONTACT

112 S Main St, Sparta, TN 38583

Jim Lane

Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing Licensed: 40 Years

CONTACT

Tullahoma, TN 37388

Shearon Hales

Litigation, Credit & Debt, Wills & Probate, Commercial Real Estate

Status: In Good Standing Licensed: 41 Years

CONTACT

Tullahoma, TN 37388

Shearon S. Weems Hales

Litigation, Credit & Debt, Wills & Probate, Commercial Real Estate

Status: In Good Standing Licensed: 41 Years

CONTACT

Tullahoma, TN 37388

Mark Kent

Family Law, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2031 Harvest Trl, Lascassas, TN 37085

Mark Lee Kent

Family Law, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2031 Harvest Trl, Lascassas, TN 37085

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Smartt Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Judith St. Clair.

Shawn Carter Trail

Richard Boehms

Denny Mitchell

William Mitchell

Jim Lane

Shearon Hales

Shearon S. Weems Hales

Mark Kent

Mark Lee Kent

TIPS

LEGAL TERMS

WORKOUT

SUBROGATION

CREDIT INSURANCE

FAIR LABOR STANDARDS ACT (FLSA)

DISCHARGE (OF DEBTS)

REPOSSESSION

401(K) PLAN

FORBEARANCE

FCRA

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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