Spring City Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth Milton Chadwell

Construction, Estate Planning, Natural Resources, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

156 Rector Ave, Crossville, TN 38557

Timothy Logan Hill

Litigation, Estate Planning, Juvenile Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

200 Decatur Pike, Athens, TN 37303

Tim Hill

Juvenile Law, Business & Trade, Litigation, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

Athens, TN 37371

Sherry Lee Park

Juvenile Law, Other, Family Law, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

8921 Hiwassee St, Charleston, TN 37310

Sherry Park

Juvenile Law, Other, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

8921 Hiwassee St, Charleston, TN 37310

Diane Biddle

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Wartburg, TN 37887

Tim E. Shaw

Litigation, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

Tim Shaw Shaw

Litigation, Estate Planning, Family Law, Credit & Debt, Antitrust

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

Robert Gaines Norred

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

Robert Gaines Norred

Litigation, Reorganization, Credit & Debt, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CCCS

See Consumer Credit Counseling Service.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Spring City Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth Milton Chadwell

Timothy Logan Hill

Tim Hill

Sherry Lee Park

Sherry Park

Diane Biddle

Tim E. Shaw

Tim Shaw Shaw

Robert Gaines Norred

Robert Gaines Norred

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CCCS

GUARANTEED RESERVATION

NUISANCE FEES

GRACE PERIOD

LIQUIDATING PARTNER

MEANS TEST

SUBROGATION

CREDIT FILE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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