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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Bradford W. Springer

Litigation, Lawsuit & Dispute, Employee Rights, Criminal, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

100 N 3Rd St, Grand Haven, MI 49417

Bradley J. Fisher

Real Estate, Employee Rights, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

100 N 3Rd St, Grand Haven, MI 49417

Brandon Deandre-Blair Davis

Government, Labor Law, Criminal, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

2743 Henry St, Muskegon, MI 49441

Brian R. Leibrandt

Real Estate, Environmental Law Other, Business, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

4927 Stariha Dr, Muskegon, MI 49441

Christopher A. Hemry

Family Law, Collection, Labor Law, Immigration

Status: In Good Standing

CONTACT

1050 Airport Rd, Muskegon, MI 49441

David W. Garrett

Foreclosure, Employment Discrimination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1732 Lakeshore Dr, Muskegon, MI 49441

David Michael Hunter

Elder Law, Corporate, Collection, Personal Injury, Family Law

Status: In Good Standing Licensed: 29 Years

CONTACT

5000 Hakes Dr, Muskegon, MI 49441

David Lee Lackey

Real Estate, Litigation, Collection, Medical Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

800 E Ellis Rd, Muskegon, MI 49441

David L. Lackey

Real Estate, Litigation, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

800 E Ellis Rd, Muskegon, MI 49441

David L. Ten Cate

Real Estate, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

300 Washington Ave, Grand Haven, MI 49417

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Spring Lake Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Bradford W. Springer

Bradley J. Fisher

Brandon Deandre-Blair Davis

Brian R. Leibrandt

Christopher A. Hemry

David W. Garrett

David Michael Hunter

David Lee Lackey

David L. Lackey

David L. Ten Cate

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

PREFERENCE

FORBEARANCE

DISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

CREDIT BUREAU

CCCS

NONPROFIT CORPORATION

AUTOMATIC STAY

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