Standish Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Stephen Douglas Bradbury

General Practice

Status: Inactive Licensed: 48 Years

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Star Route 3, Standish, CA 96128

Andrew Raoul Haut

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Status: In Good Standing Licensed: 46 Years

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710-823 Melanie Rd, Janesville, CA 96114

Frank Cady

Government, Trusts, Estate

Status: In Good Standing Licensed: 43 Years

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1516 Main St., Susanville, CA 96130

Mark Robert Nareau

Real Estate, Traffic, Lawsuit & Dispute, Medical Malpractice

Status: In Good Standing Licensed: 43 Years

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2920 Riverside Dr, Susanville, CA 96130

Susan M Rios

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Status: In Good Standing Licensed: 13 Years

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2950 Riverside Dr, Susanville, CA 96130

Jessica Ann Ryan

Public Law, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 15 Years

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2910 Riverside Dr, Susanville, CA 96130

Eugene B. Chittock

Government, Family Law, Criminal

Status: In Good Standing Licensed: 23 Years

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100 S Lassen St, Susanville, CA 96130

Stacey Lee Montgomery

Felony, Criminal

Status: In Good Standing Licensed: 31 Years

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805 Main St, Susanville, CA 96130

Robert E Roney

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Status: Suspended Licensed: 62 Years

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802 1/2 Main St, Susanville, CA 96130

Richard Larry Sorem

Real Estate, Estate, Business, Trusts

Status: In Good Standing Licensed: 56 Years

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609 North St, Susanville, CA 96130

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Standish Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Stephen Douglas Bradbury

Andrew Raoul Haut

Frank Cady

Mark Robert Nareau

Susan M Rios

Jessica Ann Ryan

Eugene B. Chittock

Stacey Lee Montgomery

Robert E Roney

Richard Larry Sorem

TIPS

LEGAL TERMS

LIEN

GARNISHMENT

NONDISCHARGEABLE DEBTS

MEETING OF CREDITORS

CREDITOR

FAIR CREDIT BILLING ACT (FCBA)

FCBA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PREFERENCE

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