Sumter Bankruptcy Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Eric S. Reed

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy, Reorganization

As an active member of the South Carolina Bankruptcy Law Association, Mr. Eric Reed stays current with the latest laws and techniques available to foc... (more)

FREE CONSULTATION

CONTACT

800-906-5980

220 Stoneridge Drive, Columbia, SC 29210

Richard R. Gleissner

Construction, Litigation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3610 Landmark Dr., STE G, Columbia, SC 29204

Paul D. Kent

Business Organization, Business Successions, Dissolution, Gift Taxation

Status: In Good Standing

CONTACT

1515 Lady Street, Columbia, SC 29201

Elizabeth H. McCullough

Bankruptcy, Corporate, Construction, Litigation

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Janet B. Haigler

Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Ralph C. McCullough

Bankruptcy, Construction, Litigation, Household Mold

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Annemarie Belanger Mathews

Bankruptcy, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

629 Spring Lake Rd., Columbia, SC 29206

William Harrison Penn

Foreclosure, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1517 Pinemont Dr, Columbia, SC 29201

Jose F. Monge

Military, Immigration, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

6727 Formosa Dr, Columbia, SC 29206

John Brian Kelchner

Lending, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Columbia, SC 29202

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SAMPLE LEGAL CASES

In re Jacobsen

... PER CURIAM: This is an attorney disciplinary matter involving multiple allegations of misconduct arising out of Karl P. Jacobsen's (Respondent's) operation of his bankruptcy practice. ... Respondent was a member of a statewide bankruptcy firm (the Firm). ...

In re Edwards

... FACTS. Respondent is licensed to practice law in South Carolina, the United States District Court for the District of South Carolina (USDC), and the United States Bankruptcy Court for the District of South Carolina (Bankruptcy Court). ...

US Bank Trust Nat. Ass'n v. Bell

... to cure default. Mr. Bell further testified the Bells continued to make payments every month thereafter until filing for bankruptcy protection in October 2005, despite Bank's rejection of the monthly payments. [3] While asserting ...

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Sumter Bankruptcy Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Eric S. Reed

Richard R. Gleissner

Paul D. Kent

Elizabeth H. McCullough

Janet B. Haigler

Ralph C. McCullough

Annemarie Belanger Mathews

William Harrison Penn

Jose F. Monge

John Brian Kelchner

TIPS

LEGAL TERMS

GUARANTOR

DEBT COLLECTOR

BULK SALES LAW

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

SUBROGATION

REPOSSESSION

FRATERNAL BENEFIT SOCIETY BENEFITS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SAMPLE LEGAL CASES

In re Jacobsen

In re Edwards

US Bank Trust Nat. Ass'n v. Bell

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