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Syracuse Bankruptcy & Debt Lawyer, New York

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800-814-6700

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Mary Lannon Fangio Lawyer

Mary Lannon Fangio

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Bankruptcy & Debt, Residential Real Estate
Cum Laude

When you need legal help to deal with debt, property or business matters, an experienced attorney offers you the best chance for a successful resoluti... (more)

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800-652-8481

247-259 West Fayette Street, Syracuse, NY 13202
Profile LAWPOINTS™80/100
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David L Delvecchio

Bankruptcy, Contract, Estate Planning, Family Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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109 South Warren Street, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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Lindy Madill

Bankruptcy, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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499 S. Warren Street, Syracuse, NY 13202
Profile LAWPOINTS™59/100
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Laura Harris Courage

Bankruptcy & Debt, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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225 Greenfield Parkway, Liverpool, NY 13088
Profile LAWPOINTS™61/100
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Steven Richard Dolson

Bankruptcy, Social Security, Disability, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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126 N Salina St, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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F Paul Vellano

Commercial Real Estate, Transactions, Banking & Finance, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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125 E Jefferson St, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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Donald Roger Swete

Traffic, Estate, Bankruptcy & Debt, Accident & Injury, Slip & Fall Accident
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  40 Years
CONTACT
1632 W Genesee, Syracuse, NY 13204
Profile LAWPOINTS™34/100
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Theodore L. Araujo

Real Estate, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  39 Years

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6739 Myers Road, EAST SYRACUSE, NY 13057
Profile LAWPOINTS™71/100
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Susan N. Esce

Power of Attorney, Traffic, Dispute Resolution, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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10 Adler Drive, East Syracuse, NY 13057
Profile LAWPOINTS™34/100
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Joel N. Melnicoff

Social Security -- Disability, Collection, Banking & Finance, Wills & Probate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  60 Years
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622 University Ave, Syracuse, NY 13210
Profile LAWPOINTS™26/100
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Member Representative

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FDCPA

See Fair Debt Collections & Practices Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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