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Itamar  Levy Lawyer

Itamar Levy

VERIFIED
Accident & Injury, Real Estate, Criminal, Bankruptcy & Debt, Immigration

While in Law School Mr. Levy worked for a Wall Street law firm that specialized in Real Estate and Trusts and Estates. After graduating from law schoo... (more)

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516-744-1880

David  Molot Lawyer

David Molot

VERIFIED
Immigration, Bankruptcy & Debt, Divorce & Family Law, Estate, Real Estate

The Law Office of David Molot is a full service law firm that provides excellent representation throughout the state of New York and all throughout th... (more)

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800-878-2460

Alan Julius Goldberg Lawyer

Alan Julius Goldberg

VERIFIED
Accident & Injury, Bankruptcy & Debt, Real Estate, Landlord-Tenant

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

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800-727-7301

David  Blum Lawyer

David Blum

VERIFIED
Immigration, Criminal, Divorce & Family Law, Accident & Injury, Bankruptcy & Debt

I graduated summa cum laude from the University of Miami where I clerked for the Hon. Edward Moore of the 11th Circuit Court and interned with the U... (more)

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Daniel  Schlanger Lawyer

Daniel Schlanger

VERIFIED
Bankruptcy & Debt, Collection, Credit & Debt, Employee Rights

Daniel Schlanger is a partner at Kakalec & Schlanger, LLP, where he heads the firm's consumer practice. His practice focuses on representing victims o... (more)

Itamar  Levy Lawyer

Itamar Levy

VERIFIED
Accident & Injury, Real Estate, Immigration, Bankruptcy & Debt, Criminal

While in Law School Mr. Levy worked for a Wall Street law firm that specialized in Real Estate and Trusts and Estates. After graduating from law schoo... (more)

FREE CONSULTATION 

CONTACT

516-744-1880

Courtney  Davy Lawyer

Courtney Davy

VERIFIED
Criminal, Estate, Bankruptcy & Debt, Real Estate, Divorce & Family Law
Attorney Services

Courtney Davy proudly served his country as a member of the United States Marine Corps before receiving his Bachelor's and Juris Doctorate degrees. Co... (more)

Jose A. Camacho Lawyer

Jose A. Camacho

VERIFIED
Criminal, Divorce & Family Law, Civil & Human Rights, Real Estate, Bankruptcy & Debt
Also Admitted to the United States District Court -New York Southern District

The Law Firm of Camacho & Associates, P.C. is a General Law Practice with over 25 years concentrating on State and Federal Criminal Defense in the tre... (more)

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917-405-4545

Christopher Bryant Graham Lawyer

Christopher Bryant Graham

VERIFIED
Bankruptcy & Debt, Bankruptcy, Tax, Income Tax, Foreclosure

Before practicing law as a New York bankruptcy and tax lawyer, I worked over 10 years in accounting—for both non-profit and for-profit institutions ... (more)

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800-978-9131

Kevin C. Mallon Lawyer

Kevin C. Mallon

VERIFIED
Bankruptcy & Debt, Credit & Debt, Identity Theft, Collection, Consumer Protection

Attorney Mallon has been providing top-notch representation to clients throughout New York since he graduated from law school in 1999. His primary are... (more)

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CONTACT

800-737-0690

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'