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James DeCristofaro
About | Practice Areas
DCL Firm
42 West 24th Street 2nd Floor New York, NY 10010Â» view map
Bankruptcy & Debt Law
OVER $100 MILLION IN DISPUTES RESOLVED

At DCL, we understand the challenges you face because we understand how businesses operate. When working with you, we make complex legal concepts understandable.

800-399-4190
1. James DeCristofaro New York, NY
  Attorney at Law - NY, 2001
  Georgetown, J.D. 2001
2. AboutDeCristofaro Law
  Your law firm for all business disputes.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James J. DeCristofaro

✓ VERIFIED

Lawsuit & Dispute, Business, Commercial Bankruptcy, Reorganization, Dissolution

OVER $100 MILLION IN DISPUTES RESOLVED

James J. DeCristofaro is the founder and principal of DCL Firm (DeCristofaro Law) and has been practicing law in New York for about 15 years. He gradu... (more)

CONTACT

800-399-4190

42 West 24th Street, New York, NY 10010

Alan Julius Goldberg

✓ VERIFIED

Real Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

FREE CONSULTATION

CONTACT

800-727-7301

6 East 45th Street, New York, NY 10017

Alan Kaufman

Intellectual Property, Bankruptcy & Debt, Trademark, Insurance, Business

Alan genuinely loves being a lawyer and his enthusiasm, creativity and ingenuity make a difference. His passion leads him to partner with his clients... (more)

CONTACT

212-905-8348

230 Park Avenue, New York, NY 10169

Joseph L. Fox

Real Estate, Estate, Business, Bankruptcy & Debt, Credit & Debt

Joe has been admitted to practice law in the State of New York since 1984 and before the United States District Court for the Southern and Eastern Dis... (more)

FREE CONSULTATION

CONTACT

212-949-8300

240 Madison Avenue, New York, NY 10016

Scott Gilman

Accident & Injury, Estate, Bankruptcy & Debt, Social Security

Scott Gilman graduated from Touro Law School in 1988. He became a founding member of Touro Law School's Social Security Disability Clinic. This is whe... (more)

CONTACT

800-599-5950

380 Lexington Avenue, New York, NY 10168

Galiah Jeanette Harel

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Business, Contract, Commercial Real Estate, Intellectual Property, Collection

Galiah Harel is a practicing lawyer in the state of New York. She received her J.D. from Nova Southeastern University College of Law. She currently wo... (more)

FREE CONSULTATION

CONTACT

718-200-7701

1825 Coney Island Avenue, Brooklyn, NY 11230

Rachel L. Kaylie

✓ VERIFIED

Bankruptcy & Debt, Accident & Injury

Rachel Kaylie is the founder of the Law Offices of Rachel L. Kaylie, P.C. She is a skilled litigation attorney with well over 20 years of private pra... (more)

FREE CONSULTATION

CONTACT

800-881-3120

1702 Avenue Z, Brooklyn, NY 11235

Placidus Aguwa

✓ VERIFIED

Accident & Injury, Slip & Fall Accident, Immigration, Sexual Harassment, Bankruptcy & Debt

Aggressive. Experienced. Successful.

Placidus Aguwa is the managing partner of Aguwa and Metu, P.C. He graduated, Magna Cum Laude from the University of Ife Law School. With more than two... (more)

CONTACT

800-906-4350

89-44 162nd Street, Jamaica, NY 11432

Jayson Lutzky

✓ VERIFIED

Accident & Injury, Bankruptcy, Divorce & Family Law

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. His reasonably priced legal representation... (more)

CONTACT

800-781-4910

1740 Hone Avenue, Bronx, NY 10461

LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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New York Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

DCL Firm

SPONSORED LAWYERS

James J. DeCristofaro

Alan Julius Goldberg

Alan Kaufman

Joseph L. Fox

Scott Gilman

Galiah Jeanette Harel

Rachel L. Kaylie

Placidus Aguwa

Jayson Lutzky

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LEGAL TERMS

CREDITOR

NUISANCE FEES

LIMITED LIABILITY

GUARANTEED RESERVATION

WORKOUT

PRIORITY DEBT

FCBA

CHAPTER 13 PLAN

COSIGNER

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