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James DeCristofaro
About | Practice Areas
DCL Firm
42 West 24th Street 2nd Floor New York, NY 10010Â» view map
Bankruptcy & Debt Law
OVER $100 MILLION IN DISPUTES RESOLVED

At DCL, we understand the challenges you face because we understand how businesses operate. When working with you, we make complex legal concepts understandable.

800-399-4190
1. James DeCristofaro New York, NY
  Attorney at Law - NY, 2001
  Georgetown, J.D. 2001
2. AboutDeCristofaro Law
  Your law firm for all business disputes.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James J. DeCristofaro

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Lawsuit & Dispute, Business, Commercial Bankruptcy, Reorganization, Dissolution

OVER $100 MILLION IN DISPUTES RESOLVED

James J. DeCristofaro is the founder and principal of DCL Firm (DeCristofaro Law) and has been practicing law in New York for about 15 years. He gradu... (more)

CONTACT

800-399-4190

42 West 24th Street, New York, NY 10010

Wayne M. Greenwald

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Bankruptcy & Debt, Lawsuit & Dispute, Business

Wayne M. Greenwald represents the entire spectrum of parties-in-interest in debtor-creditor matters and cases under the U.S. Bankruptcy Code. He has e... (more)

CONTACT

800-981-8060

475 Park Ave S, New York, NY 10016

Alan Julius Goldberg

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Real Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

FREE CONSULTATION

CONTACT

800-727-7301

6 East 45th Street, New York, NY 10017

Joseph L. Fox

Real Estate, Estate, Business, Bankruptcy & Debt, Credit & Debt

Joe has been admitted to practice law in the State of New York since 1984 and before the United States District Court for the Southern and Eastern Dis... (more)

FREE CONSULTATION

CONTACT

212-949-8300

240 Madison Avenue, New York, NY 10016

Miechia L. Gulley

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Divorce & Family Law, Bankruptcy & Debt, Immigration, Family Law, Criminal

The Gulley Law Firm assists clients in and around New York City with criminal defense, family law, bankruptcy, immigration, and civil cases. Your case... (more)

FREE CONSULTATION

CONTACT

800-845-1271

26 Court Street, Brooklyn, NY 11242

Mark Ira Lefkowicz

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Divorce & Family Law, Estate, Real Estate, Bankruptcy & Debt, Business Organization

Mark Lefkowicz is a practicing lawyer in the State of New York.

FREE CONSULTATION

CONTACT

800-626-8140

90 Broad Street, New York, NY 10004

Marc Schwartz

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Bankruptcy, Bankruptcy & Debt, Estate, Wills & Probate

Marc Schwartz is a practicing lawyer in the state of New York.

CONTACT

800-942-4871

16 Court St., Suite 2506, Brooklyn, NY 11241

É©¬ É¢– Æ°

Personal Injury, Bankruptcy, Administrative Law, Banking & Finance

FREE CONSULTATION

CONTACT

152-040-78433

æ³•åº“çº¢ç©ºå®è§‚ç»æµŽå¾‹å¸ˆ, New York, NY 10001

Galiah Jeanette Harel

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Bankruptcy & Debt, Accident & Injury, Estate, Divorce & Family Law

Galiah Harel is a practicing lawyer in the state of New York. She received her J.D. from Nova Southeastern University College of Law. She currently wo... (more)

FREE CONSULTATION

CONTACT

800-691-5711

1416 Avenue J, Brooklyn, NY 11230

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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New York Bankruptcy & Debt Lawyer, New York

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DCL Firm

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James J. DeCristofaro

Wayne M. Greenwald

Alan Julius Goldberg

Joseph L. Fox

Miechia L. Gulley

Mark Ira Lefkowicz

Marc Schwartz

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Galiah Jeanette Harel

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LEGAL TERMS

CREDIT INSURANCE

C CORPORATION

TOXIC TORT

401(K) PLAN

LIEN

GUARANTOR

BANKRUPTCY TRUSTEE

FRAUDULENT TRANSFER

MEETING OF CREDITORS

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