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Issac Cwibeker
About | Practice Areas
Novak Juhase & Stern LLP
483 Chestnut Street Cedarhurst, NY 11516» view map
Bankruptcy & Debt Law
60 Years Of Combined Legal Practice

We offer a free consultation and we’ll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.

800-815-1310
1. Issac Cwibeker Cedarhurst, NY
  Attorney at Law- NY
  Benjamin N. Cardozo School of Law, J.D. 2015
2. AboutNovak Juhase & Stern LLP
  60 Years Of Combined Legal Practice
3. Practice AreasExpertise
  Bankruptcy & Debt
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Itamar Levy

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Accident & Injury, Real Estate, Criminal, Bankruptcy & Debt, Immigration

While in Law School Mr. Levy worked for a Wall Street law firm that specialized in Real Estate and Trusts and Estates. After graduating from law schoo... (more)

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516-744-1880

475 Park Ave South, New York, NY 10016

Itamar Levy

✓ VERIFIED

Accident & Injury, Real Estate, Immigration, Bankruptcy & Debt, Criminal

While in Law School Mr. Levy worked for a Wall Street law firm that specialized in Real Estate and Trusts and Estates. After graduating from law schoo... (more)

FREE CONSULTATION

CONTACT

516-744-1880

420 Lexington Avenue, Suite 2059, New York, NY 10170

David Molot

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Immigration, Bankruptcy & Debt, Civil & Human Rights, Criminal

The Law Office of David Molot is a full service law firm that provides excellent representation throughout the state of New York and all throughout th... (more)

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800-878-2460

225 W 34th St, New York, NY 10122

Alan Julius Goldberg

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Accident & Injury, Bankruptcy & Debt, Real Estate, Landlord-Tenant

GOLDBERG & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a full service ... (more)

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800-727-7301

6 East 45th Street, New York, NY 10017

Daniel Schlanger

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Bankruptcy & Debt, Collection, Credit & Debt, Employee Rights

Daniel Schlanger is a partner at Kakalec & Schlanger, LLP, where he heads the firm's consumer practice. His practice focuses on representing victims o... (more)

CONTACT

212-500-6114

80 Broad Street, New York, NY 10004

David Blum

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Immigration, Criminal, Divorce & Family Law, Accident & Injury, Bankruptcy & Debt

I graduated summa cum laude from the University of Miami where I clerked for the Hon. Edward Moore of the 11th Circuit Court and interned with the U... (more)

CONTACT

800-995-3530

30 Vesey Street, New York, NY 10007

Jose A. Camacho

✓ VERIFIED

Criminal, Divorce & Family Law, Civil & Human Rights, Real Estate, Bankruptcy & Debt

Also Admitted to the United States District Court -New York Southern District

The Law Firm of Camacho & Associates, P.C. is a General Law Practice with over 25 years concentrating on State and Federal Criminal Defense in the tre... (more)

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917-405-4545

147 Front St, Brooklyn, NY 11201

Courtney Davy

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Criminal, Estate, Bankruptcy & Debt, Real Estate, Divorce & Family Law

Attorney Services

Courtney Davy proudly served his country as a member of the United States Marine Corps before receiving his Bachelor's and Juris Doctorate degrees. Co... (more)

CONTACT

800-611-9691

305 Broadway, Suite 1400, New York, NY 10007

Christopher Pierre Anderson

✓ VERIFIED

Estate Planning, Civil Rights, Business & Trade, Bankruptcy, Landlord-Tenant

Christopher Anderson is a practicing lawyer in the state of New York handling a variety of legal matters.

CONTACT

646-367-2907

1270 Avenue Of The Americas, New York, NY 10020

Gregory M. Messer

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Credit & Debt

Providing debt relief for individual and business clients in the New York City area for more than three decades Gregory Messer, a principal in The ... (more)

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800-887-8940

26 Court Street, Brooklyn, NY 11242

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FDCPA

See Fair Debt Collections & Practices Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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New York Bankruptcy & Debt Lawyer, New York

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Novak Juhase & Stern LLP

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Itamar Levy

Itamar Levy

David Molot

Alan Julius Goldberg

Daniel Schlanger

David Blum

Jose A. Camacho

Courtney Davy

Christopher Pierre Anderson

Gregory M. Messer

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LEGAL TERMS

DISPOSABLE INCOME

GENERAL PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REAFFIRMATION

MEANS TEST

LIMITED LIABILITY

FDCPA

FORBEARANCE

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