New York Bankruptcy & Debt Lawyer, New York

Alan Julius Goldberg

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Real Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

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800-727-7301

6 East 45th Street, New York, NY 10017

Joseph L. Fox

Real Estate, Estate, Business, Bankruptcy & Debt, Credit & Debt

Joe has been admitted to practice law in the State of New York since 1984 and before the United States District Court for the Southern and Eastern Dis... (more)

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212-949-8300

240 Madison Avenue, New York, NY 10016

David Molot

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Criminal, Bankruptcy & Debt, Divorce & Family Law, Immigration

The Law Office of David Molot is a full service law firm that provides excellent representation throughout the state of New York and all throughout th... (more)

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800-878-2460

225 W 34th St, New York, NY 10122

Miechia L. Gulley

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Divorce & Family Law, Bankruptcy & Debt, Immigration, Family Law, Criminal

The Gulley Law Firm assists clients in and around New York City with criminal defense, family law, bankruptcy, immigration, and civil cases. Your case... (more)

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800-845-1271

26 Court Street, Brooklyn, NY 11242

Mark Ira Lefkowicz

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Divorce & Family Law, Estate, Real Estate, Bankruptcy & Debt, Business Organization

Mark Lefkowicz is a practicing lawyer in the State of New York.

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800-626-8140

90 Broad Street, New York, NY 10004

Abel Pierre

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Bankruptcy & Debt, Identity Theft, Credit & Debt

When you need legal help for an issue as important as your credit, you need to know that you’ve hired experienced professionals who can get you the ... (more)

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800-913-7741

140 Broadway, New York, NY 10005

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Personal Injury, Bankruptcy, Administrative Law, Banking & Finance

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152-040-78433

æ³•åº“çº¢ç©ºå®è§‚ç»æµŽå¾‹å¸ˆ, New York, NY 10001

Galiah Jeanette Harel

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Bankruptcy & Debt, Accident & Injury, Estate, Divorce & Family Law

Galiah Harel is a practicing lawyer in the state of New York. She received her J.D. from Nova Southeastern University College of Law. She currently wo... (more)

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718-676-7314

1416 Avenue J, Brooklyn, NY 11230

Robert Aronov

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Real Estate, Bankruptcy & Debt

Closings in NYC: Your Local Real Estate LawyerRobert Aronov & Associates, PC has the experience of several thousand real estate closings. The law grou... (more)

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800-873-6510

88-02 136th St., Jamaica, NY 11418

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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LEGAL TERMS

DEBT COLLECTOR

SOLE PROPRIETORSHIP

WORKOUT

FAIR CREDIT REPORTING ACT (FCRA)

REDEMPTION

S CORPORATION

LIMITED PARTNERSHIP

ABUSE

BANKRUPTCY TRUSTEE

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