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James DeCristofaro
About | Practice Areas
DCL Firm
42 West 24th Street 2nd Floor New York, NY 10010Â» view map
Bankruptcy & Debt Law
OVER $100 MILLION IN DISPUTES RESOLVED

At DCL, we understand the challenges you face because we understand how businesses operate. When working with you, we make complex legal concepts understandable.

800-399-4190
1. James DeCristofaro New York, NY
  Attorney at Law - NY, 2001
  Georgetown, J.D. 2001
2. AboutDeCristofaro Law
  Your law firm for all business disputes.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James J. DeCristofaro

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Lawsuit & Dispute, Business, Commercial Bankruptcy, Reorganization, Dissolution

OVER $100 MILLION IN DISPUTES RESOLVED

James J. DeCristofaro is the founder and principal of DCL Firm (DeCristofaro Law) and has been practicing law in New York for about 15 years. He gradu... (more)

CONTACT

800-399-4190

42 West 24th Street, New York, NY 10010

Wayne M. Greenwald

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Bankruptcy & Debt, Lawsuit & Dispute, Business

Wayne M. Greenwald represents the entire spectrum of parties-in-interest in debtor-creditor matters and cases under the U.S. Bankruptcy Code. He has e... (more)

CONTACT

800-981-8060

475 Park Ave S, New York, NY 10016

Alan Julius Goldberg

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Real Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

FREE CONSULTATION

CONTACT

800-727-7301

6 East 45th Street, New York, NY 10017

Joseph L. Fox

Real Estate, Estate, Business, Bankruptcy & Debt, Credit & Debt

Joe has been admitted to practice law in the State of New York since 1984 and before the United States District Court for the Southern and Eastern Dis... (more)

FREE CONSULTATION

CONTACT

212-949-8300

240 Madison Avenue, New York, NY 10016

Mark Ira Lefkowicz

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Divorce & Family Law, Estate, Real Estate, Bankruptcy & Debt, Business Organization

Mark Lefkowicz is a practicing lawyer in the State of New York.

FREE CONSULTATION

CONTACT

800-626-8140

90 Broad Street, New York, NY 10004

Joan Noble Grace James

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Divorce & Family Law, Estate, Bankruptcy & Debt, Real Estate, Immigration

Joan James is a practicing lawyer in the state of New York.

CONTACT

800-890-5101

185 Montague Street, Brooklyn, NY 11201

Marc Schwartz

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Bankruptcy, Bankruptcy & Debt, Estate, Wills & Probate

Marc Schwartz is a practicing lawyer in the state of New York.

CONTACT

800-942-4871

16 Court St., Suite 2506, Brooklyn, NY 11241

Scott Gilman

Accident & Injury, Estate, Bankruptcy & Debt, Social Security

Scott Gilman graduated from Touro Law School in 1988. He became a founding member of Touro Law School's Social Security Disability Clinic. This is whe... (more)

CONTACT

800-599-5950

380 Lexington Avenue, New York, NY 10168

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Personal Injury, Bankruptcy, Administrative Law, Banking & Finance

FREE CONSULTATION

CONTACT

152-040-78433

æ³•åº“çº¢ç©ºå®è§‚ç»æµŽå¾‹å¸ˆ, New York, NY 10001

800-923-0641

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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New York Bankruptcy & Debt Lawyer, New York

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DCL Firm

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James J. DeCristofaro

Wayne M. Greenwald

Alan Julius Goldberg

Joseph L. Fox

Mark Ira Lefkowicz

Joan Noble Grace James

Marc Schwartz

Scott Gilman

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LEGAL TERMS

LIABILITY

GRACE PERIOD

DISCHARGE (OF DEBTS)

TRUTH IN LENDING ACT (TILA)

C CORPORATION

CHAPTER 7 BANKRUPTCY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNDUE HARDSHIP

CYBERSQUATTING

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