New York Bankruptcy & Debt Lawyer, New York

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Wayne M. Greenwald Lawyer

Wayne M. Greenwald

VERIFIED
Bankruptcy & Debt, Lawsuit & Dispute, Business

Wayne M. Greenwald represents the entire spectrum of parties-in-interest in debtor-creditor matters and cases under the U.S. Bankruptcy Code. He has e... (more)

Alan Julius Goldberg Lawyer

Alan Julius Goldberg

VERIFIED
Real Estate, Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

GOLDBERG, SCUDIERI & LINDENBERG, P.C. was founded in January 1981, by Alan J. Goldberg, Esq. The firm has continually grown and expanded into a ful... (more)

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CONTACT

800-727-7301

Joseph L. Fox Lawyer

Joseph L. Fox

Real Estate, Estate, Business, Bankruptcy & Debt, Credit & Debt

Joe has been admitted to practice law in the State of New York since 1984 and before the United States District Court for the Southern and Eastern Dis... (more)

FREE CONSULTATION 

CONTACT

212-949-8300

Michael Joshua Kasen Lawyer

Michael Joshua Kasen

VERIFIED
Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization, Foreclosure

Michael Kasen has been an Associate with Kasen & Kasen since 2013. Prior to joining Kasen & Kasen, he worked as an associate for Frank White-Boyd, P.A... (more)

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800-918-7091

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Miechia L. Gulley Lawyer

Miechia L. Gulley

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Immigration, Family Law, Criminal

The Gulley Law Firm assists clients in and around New York City with criminal defense, family law, bankruptcy, immigration, and civil cases. Your case... (more)

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CONTACT

800-845-1271

Mark Ira Lefkowicz Lawyer

Mark Ira Lefkowicz

VERIFIED
Divorce & Family Law, Estate, Real Estate, Bankruptcy & Debt, Business Organization

Mark Lefkowicz is a practicing lawyer in the State of New York.

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CONTACT

800-626-8140

É©¬  É¢– Ɲ° Lawyer

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Personal Injury, Bankruptcy, Administrative Law, Banking & Finance

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152-040-78433

Galiah Jeanette Harel Lawyer

Galiah Jeanette Harel

VERIFIED
Bankruptcy & Debt, Accident & Injury, Estate, Divorce & Family Law

Galiah Harel is a practicing lawyer in the state of New York. She received her J.D. from Nova Southeastern University College of Law. She currently wo... (more)

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CONTACT

718-676-7314

Robert  Aronov Lawyer

Robert Aronov

VERIFIED
Real Estate, Bankruptcy & Debt

Closings in NYC: Your Local Real Estate LawyerRobert Aronov & Associates, PC has the experience of several thousand real estate closings. The law grou... (more)

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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Lawyer.com can help you easily and quickly find New York Bankruptcy & Debt Lawyers and New York Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.