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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Eric Grandt Icenogle

Family Law, Criminal, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

55 S Adams St, Carthage, IL 62321

Kameron Arthur Miller

Divorce & Family Law, Criminal, Bankruptcy, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

88 S. Madison Street, Carthage, IL 62321

Brian Holland

International Tax, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

397 W Main St, Bushnell, IL 61422

Saleem Bashir Mamdani

Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Saleem Mamdani

Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Ted Niemann

Estate Planning, Corporate, Banking & Finance, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

525 Jersey St, Quincy, IL 62301

Drew Templeton Erwin

Government, Workers' Compensation, Collection, Legal Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

636 Hampshire St, Quincy, IL 62301

Dale John Venvertloh

Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

607 Vermont, Quincy, IL 62301

Dale Venvertloh

Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

607 Vermont, Quincy, IL 62301

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status: In Good Standing

CONTACT

117 E Main St, Galesburg, IL 61401

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

Tennessee Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Eric Grandt Icenogle

Kameron Arthur Miller

Brian Holland

Saleem Bashir Mamdani

Saleem Mamdani

Ted Niemann

Drew Templeton Erwin

Dale John Venvertloh

Dale Venvertloh

Chad Mathew Long

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

BANKRUPTCY TRUSTEE

TRADE DRESS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DOING BUSINESS AS (DBA)

IRS EXPENSES

DEBIT CARD

NO-FAULT INSURANCE

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