Toivola Reorganization Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Daniel J. Wisti

Landlord-Tenant, Government, Employment, Divorce

Status: In Good Standing Licensed: 35 Years

CONTACT

41801 Half Moon Beach Rd, Chassell, MI 49916

Paul H. Hurst

General Practice

Status: In Good Standing Licensed: 44 Years

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30417 Tapiola Rd, Pelkie, MI 49958

Matthew Eliason

Estate, Consumer Rights, Civil & Human Rights, Business, Criminal

Status: In Good Standing Licensed: 16 Years

CONTACT

400 Quincy, Hancock, MI 49930

Matthew Charles Eliason

Estate, Consumer Rights, Civil & Human Rights, Business

Status: In Good Standing Licensed: 16 Years

CONTACT

400 Quincy, Hancock, MI 49930

Roger S. Helman

Real Estate, Litigation, Estate Planning, Estate

Status: In Good Standing

CONTACT

216 Quincy St, Hancock, MI 49930

Keith Warren Deforge

Divorce & Family Law, Criminal, Traffic, Personal Injury, Wills & Probate

Status: In Good Standing Licensed: 11 Years

CONTACT

400 E Houghton Ave, Houghton, MI 49931

Duncan Hwang

General Practice

Status: Inactive Licensed: 16 Years

CONTACT

44418 Old 41 Rd, Chassell, MI 49916

David M. Gemignani

Family Law, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 37 Years

CONTACT

1221 Schoolhouse Dr, Dodgeville, MI 49931

Frederick N. Johnson

Real Estate

Status: In Good Standing Licensed: 60 Years

CONTACT

1128 Quincy Cove Rd, Houghton, MI 49931

Lauren Michelle Letto

DUI-DWI, Criminal

Status: In Good Standing Licensed: 14 Years

CONTACT

200 Michigan St, Hancock, MI 49930

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Toivola Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Daniel J. Wisti

Paul H. Hurst

Matthew Eliason

Matthew Charles Eliason

Roger S. Helman

Keith Warren Deforge

Duncan Hwang

David M. Gemignani

Frederick N. Johnson

Lauren Michelle Letto

TIPS

LEGAL TERMS

CREDIT BUREAU

DISPOSABLE INCOME

LOSS DAMAGE WAIVER (LDW)

REPOSSESSION

FRAUDULENT TRANSFER

CHAPTER 13 BANKRUPTCY

LIABILITY

FRATERNAL BENEFIT SOCIETY BENEFITS

DOING BUSINESS AS (DBA)

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