Tompkins County, NY Reorganization Lawyers, page 4

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
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Randall Bruce Marcus

Landlord-Tenant, Land Use & Zoning, Real Estate, Contract

Status: In Good Standing

CONTACT

200 E Buffalo St, Ithaca, NY 14850

William J. Troy

Other, Lawsuit & Dispute, Admiralty & Maritime

Status: In Good Standing Licensed: 46 Years

CONTACT

125 E Court St, Ithaca, NY 14850

Emerson William Mitchell

Real Estate, Lawsuit & Dispute, Estate, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

1301 N Cayuga St, Ithaca, NY 14850

Dirk Adair Galbraith

Real Estate, Lawsuit & Dispute, Government, Divorce & Family Law

Status: In Good Standing Licensed: 53 Years

CONTACT

118 North Tioga St, Ithaca, NY 14850

John H. Hanrahan

Traffic, Immigration, Divorce & Family Law, Insurance, Accident & Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

317 N Tioga St, Ithaca, NY 14850

William Greener

Intellectual Property

Status: In Good Standing Licensed: 33 Years

CONTACT

390 Vanbuskirk Gulf Rd, Newfield, NY 14867

Jason Michael Leifer

Landlord-Tenant, Immigration, Workers' Compensation, Divorce & Family Law

Status: In Good Standing

CONTACT

319 N Aurora St, Ithaca, NY 14850

Michael Christopher Cyr

Estate, Divorce & Family Law

Status: In Good Standing

CONTACT

401 E State St, Ithaca, NY 14850

David Makoto Parks

General Practice

Status: In Good Standing

CONTACT

200 E. Buffalo Street, Ithaca, NY 14851

Richard P. Ruswick

Juvenile Law, Foreclosure, Traffic, Patent

Status: In Good Standing

CONTACT

121 E Buffalo St, Ithaca, NY 14850

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Tompkins County, NY Reorganization Lawyers, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Randall Bruce Marcus

William J. Troy

Emerson William Mitchell

Dirk Adair Galbraith

John H. Hanrahan

William Greener

Jason Michael Leifer

Michael Christopher Cyr

David Makoto Parks

Richard P. Ruswick

TIPS

LEGAL TERMS

COLLECTION AGENCY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REPOSSESSION

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

TOXIC TORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECRET WARRANTY PROGRAM

BANKRUPTCY

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