Ulster County, NY Reorganization Lawyers

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Anna J. Matula-Evans Lawyer

Anna J. Matula-Evans

VERIFIED
Child Support, Property & Casualty, Divorce, Child Custody, Family Law

Practice exclusively Matrimonial and Family Law litigation in Dutchess, Ulster and Westchester Counties with offices in Poughkeepsie, Kingston and Whi... (more)

Eli Burt Basch Lawyer
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Eli Burt Basch
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Eli Burt Basch

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Eli Burt Basch is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Personal Injury

Kingston native, Eli B. Basch, has been helping Ulster County injury victims for over forty-five years. He has dedicated his career to helping injury ... (more)

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845-338-8884

Derek Joseph Spada Lawyer

Derek Joseph Spada

VERIFIED
Accident & Injury, Personal Injury

Derek J. Spada was born in Kingston, raised in Saugerties, and currently resides in Woodstock with his wife and two children. Derek is a result-or... (more)

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845-338-8884

Maureen Ann Keegan Lawyer
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Maureen Ann Keegan
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Maureen Ann Keegan

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Maureen Ann Keegan is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Car Accident, Personal Injury, Medical Malpractice, Animal Bite

Bio As a co-founder and partner at Basch & Keegan, Maureen A. Keegan (Moe) has practiced personal injury law exclusively since 1986. Maureen’s area... (more)

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845-338-8884

John Henry Fisher Lawyer
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John Henry Fisher
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

John Henry Fisher

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John Henry Fisher is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
Accident & Injury, Malpractice, Medical Malpractice, Personal Injury, Health Care Other

John Fisher is a lawyer in Kingston who focuses on Birth Injury cases. He has tried cases involving delay in cancer diagnosis, heart attack misdiagnos... (more)

Alexander Zachary Lonstein Lawyer

Alexander Zachary Lonstein

VERIFIED
Criminal, DUI-DWI

Richard T. Cahill

Election & Political, DUI-DWI, Criminal, Animal Bite
Status:  In Good Standing           

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Ward W. Ingalsbe

Accident & Injury, Real Estate
Status:  In Good Standing           

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Richard L. LaRose

State and Local, Workers' Compensation, Criminal, Personal Injury
Status:  In Good Standing           

FREE CONSULTATION 

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Jonathan Ross Sennett

Traffic, Farms, Family Law, Divorce
Status:  In Good Standing           

FREE CONSULTATION 

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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